Delaware · tax year 2026
Wilmington paycheck calculator
People in Wilmington pay a local income tax of 1.25% on top of Delaware income tax. On $85,000 a year, a single person takes home about $62,956, or $2,421.38 every two weeks.
Estimated take-home pay · 2026
Biweekly pay · Single · Wilmington, Delaware
$2,421.38 per paycheck
from $3,269.23 before taxes · 26 paychecks a year
Where each dollar goes
- Take-home pay74.1%$62,956
- Federal income tax11.6%$9,870
- Social Security and Medicare7.6%$6,503
- State taxes5.4%$4,609
- Local taxes1.3%$1,063
Line by line
Per paycheckPer yearPay
Taxes
Federal income tax$379.62$9,870
2026 brackets after the $16,100 standard deduction, worked out for the year and spread over your paychecks. IRS Rev. Proc. 2025-32
Social Security$202.69$5,270
6.2% of wages up to $184,500. Traditional 401(k) contributions do not reduce it. SSA wage base · 2026
Medicare$47.40$1,233
1.45% of wages, with no cap. IRS Pub. 15 · 2026
Delaware income tax$164.19$4,269
Delaware taxes income above $2,000 at rates from 2.2% to 6.6% after a $3,250 standard deduction ($6,500 joint) and a $110 personal credit. Delaware · 2026
Delaware Paid Leave$13.08$340
Delaware Paid Leave. The 2026 contribution is 0.8% of wages up to $184,500 and employers may take up to half of it, 0.4%, from pay. This is the most an employer may withhold; some pay part or all of it themselves. DE Paid Leave · 2026
Wilmington, Delaware$40.87$1,063
Resident rate 1.25%. It is charged on gross wages. 401(k) and benefit contributions do not reduce it. Wilmington wage tax · 1.25%
Tap a line to see how it was worked out. Each paycheck is the year's figure divided by 26 and rounded to the cent.
Show the math
Federal income tax for the year
| Wages | $85,000.00 |
|---|---|
| Standard deduction | −$16,100.00 |
| Taxable income | $68,900.00 |
| Tax from the 2026 brackets | $9,870.00 |
| Federal income tax | $9,870.00 |
Delaware income tax for the year
| Wages taxed by the state | $85,000.00 |
|---|---|
| Standard deduction | −$3,250.00 |
| Taxable income | $81,750.00 |
| Tax from the rate schedule | $4,379.00 |
| Exemption credits | −$110.00 |
| Delaware income tax | $4,269.00 |
Sources for these figures
- IRS newsroom, tax year 2026 inflation adjustments (Rev. Proc. 2025-32)
- Rev. Proc. 2025-32 (PDF)
- Tax Foundation, 2026 federal income tax brackets
- IRS Publication 15-T, Federal Income Tax Withholding Methods
- IRS, 401(k) limit increases to $24,500 for 2026, IRA limit increases to $7,500
- SSA, Contribution and benefit base
- IRS Publication 15 (Circular E), Employer's Tax Guide
- IRS, Questions and answers for the Additional Medicare Tax
- Delaware Division of Revenue, PIT-RES instructions
- Tax Foundation, State Individual Income Tax Rates and Brackets, 2026
- Delaware Department of Labor, Delaware Paid Leave
- City of Wilmington wage / earned income tax (1.25%)
What if
Estimate for tax year 2026. Your real paycheck depends on your W-4, your benefits and your employer's payroll system. This is education, not tax, payroll or financial advice.
Take-home pay in Wilmington by salary
| Salary | Federal income tax | Social Security and Medicare | State income tax | State payroll | Local tax | Take-home a year | A month | Every 2 weeks |
|---|---|---|---|---|---|---|---|---|
| $30,000 | $1,420 | $2,295 | $988 | $120 | $375 | $24,802 | $2,067 | $953.91 |
| $40,000 | $2,620 | $3,060 | $1,543 | $160 | $500 | $32,117 | $2,676 | $1,235.27 |
| $50,000 | $3,820 | $3,825 | $2,098 | $200 | $625 | $39,432 | $3,286 | $1,516.62 |
| $60,000 | $5,020 | $4,590 | $2,653 | $240 | $750 | $46,747 | $3,896 | $1,797.95 |
| $75,000 | $7,670 | $5,738 | $3,609 | $300 | $938 | $56,746 | $4,729 | $2,182.53 |
| $100,000 | $13,170 | $7,650 | $5,259 | $400 | $1,250 | $72,271 | $6,023 | $2,779.65 |
| $150,000 | $24,734 | $11,475 | $8,559 | $600 | $1,875 | $102,757 | $8,563 | $3,952.19 |
| $200,000 | $36,734 | $14,339 | $11,859 | $738 | $2,500 | $133,830 | $11,153 | $5,147.31 |
The Wilmington local income tax
Wilmington charges a 1.25% wage tax on residents and on people who work in the city. It is estimated on gross wages.
- Wilmington, Delaware: $1,063 a year on $85,000 (1.25%)
For a single person on $85,000, that is $1,063 a year on top of state and federal tax: about $40.87 from each biweekly paycheck.
Source: City of Wilmington wage / earned income tax (1.25%). Last checked September 28, 2026.
Delaware taxes in Wilmington
Delaware taxes income above $2,000 at rates from 2.2% to 6.6% after a $3,250 standard deduction ($6,500 joint) and a $110 personal credit. Elsewhere in Delaware, with no local tax, the same $85,000 leaves $64,019.
Wilmington against other cities
| Place | State taxes | Local tax | Take-home a year | Against Wilmington |
|---|---|---|---|---|
| Wilmington | $4,609 | $1,063 | $62,956 | |
| New York City | $4,391 | $2,860 | $61,376 | −$1,580 |
| Los Angeles | $4,621 | $0 | $64,007 | +$1,051 |
| Chicago | $4,063 | $0 | $64,565 | +$1,609 |
| Houston | $0 | $0 | $68,628 | +$5,672 |
| Phoenix | $1,731 | $0 | $66,896 | +$3,940 |
| Philadelphia | $2,669 | $3,175 | $62,784 | −$172 |
| Seattle | $1,179 | $0 | $67,448 | +$4,492 |
Wilmington paycheck questions
How much is $60,000 a year after taxes in Wilmington?
About $46,747 a year, or $3,896 a month, for a single person with no other deductions. Federal income tax takes $5,020, Social Security and Medicare $4,590, Delaware income tax $2,653, state payroll programs $240 and the local tax $750.
Does Wilmington have a city income tax?
Yes: 1.25%. On $85,000 a year it comes to $1,063.
What taxes come out of a paycheck in Wilmington?
Federal income tax, Social Security (6.2%) and Medicare (1.45%), Delaware income tax (2.2% to 6.6%), Delaware Paid Leave, and the Wilmington local tax.
I work in Wilmington but live somewhere else. Do I pay the tax?
Usually yes, at 1.25%. Untick “I live there” in the calculator to see it.
Sources
- City of Wilmington wage / earned income tax (1.25%)
- Delaware Division of Revenue, PIT-RES instructions
- Tax Foundation, State Individual Income Tax Rates and Brackets, 2026
- IRS newsroom, tax year 2026 inflation adjustments (Rev. Proc. 2025-32)
- SSA, Contribution and benefit base
Figures last checked on September 28, 2026. If something looks wrong, tell us.