Tax year 2026
Take-home pay by state
Enter a salary and see what it leaves in every state after 2026 federal and state taxes, ranked and mapped.
On $85,000 a year, take-home pay runs from $68,628 in Florida and 6 other states down to $62,197 in Oregon: a gap of $6,430 a year.
keeps the most keeps the least
| # | State | State taxes | Take-home a year | A month | Against the top |
|---|---|---|---|---|---|
| 1 | Florida | $0 | $68,628 | $5,719 | |
| 2 | Nevada | $0 | $68,628 | $5,719 | same |
| 3 | New Hampshire | $0 | $68,628 | $5,719 | same |
| 4 | South Dakota | $0 | $68,628 | $5,719 | same |
| 5 | Tennessee | $0 | $68,628 | $5,719 | same |
| 6 | Texas | $0 | $68,628 | $5,719 | same |
| 7 | Wyoming | $0 | $68,628 | $5,719 | same |
| 8 | Alaska | $271 | $68,357 | $5,696 | −$271 |
| 9 | North Dakota | $377 | $68,251 | $5,688 | −$377 |
| 10 | Washington | $1,179 | $67,448 | $5,621 | −$1,179 |
| 11 | Arizona | $1,731 | $66,896 | $5,575 | −$1,731 |
| 12 | Ohio | $1,901 | $66,727 | $5,561 | −$1,901 |
| 13 | Louisiana | $2,164 | $66,464 | $5,539 | −$2,164 |
| 14 | Indiana | $2,478 | $66,150 | $5,512 | −$2,478 |
| 15 | Iowa | $2,578 | $66,049 | $5,504 | −$2,578 |
| 16 | Arkansas | $2,657 | $65,970 | $5,498 | −$2,657 |
| 17 | Mississippi | $2,668 | $65,960 | $5,497 | −$2,668 |
| 18 | Pennsylvania | $2,669 | $65,959 | $5,497 | −$2,669 |
| 19 | New Mexico | $2,834 | $65,793 | $5,483 | −$2,834 |
| 20 | Kentucky | $2,857 | $65,770 | $5,481 | −$2,857 |
| 21 | North Carolina | $2,883 | $65,745 | $5,479 | −$2,883 |
| 22 | Nebraska | $2,988 | $65,640 | $5,470 | −$2,988 |
| 23 | Missouri | $2,988 | $65,639 | $5,470 | −$2,988 |
| 24 | West Virginia | $3,004 | $65,624 | $5,469 | −$3,004 |
| 25 | Vermont | $3,086 | $65,541 | $5,462 | −$3,086 |
| 26 | Oklahoma | $3,280 | $65,348 | $5,446 | −$3,280 |
| 27 | South Carolina | $3,320 | $65,307 | $5,442 | −$3,320 |
| 28 | Michigan | $3,362 | $65,266 | $5,439 | −$3,362 |
| 29 | Idaho | $3,397 | $65,231 | $5,436 | −$3,397 |
| 30 | Colorado | $3,406 | $65,222 | $5,435 | −$3,406 |
| 31 | Montana | $3,442 | $65,186 | $5,432 | −$3,442 |
| 32 | Georgia | $3,493 | $65,135 | $5,428 | −$3,493 |
| 33 | Rhode Island | $3,506 | $65,122 | $5,427 | −$3,506 |
| 34 | Alabama | $3,517 | $65,111 | $5,426 | −$3,517 |
| 35 | Wisconsin | $3,537 | $65,090 | $5,424 | −$3,537 |
| 36 | Maryland | $3,672 | $64,956 | $5,413 | −$3,672 |
| 37 | Utah | $3,678 | $64,949 | $5,412 | −$3,678 |
| 38 | New Jersey | $3,772 | $64,856 | $5,405 | −$3,772 |
| 39 | Kansas | $3,943 | $64,684 | $5,390 | −$3,943 |
| 40 | Illinois | $4,063 | $64,565 | $5,380 | −$4,063 |
| 41 | Virginia | $4,073 | $64,554 | $5,380 | −$4,073 |
| 42 | District of Columbia | $4,257 | $64,371 | $5,364 | −$4,257 |
| 43 | New York | $4,391 | $64,236 | $5,353 | −$4,391 |
| 44 | Massachusetts | $4,421 | $64,207 | $5,351 | −$4,421 |
| 45 | Maine | $4,485 | $64,143 | $5,345 | −$4,485 |
| 46 | Connecticut | $4,500 | $64,128 | $5,344 | −$4,500 |
| 47 | Delaware | $4,609 | $64,019 | $5,335 | −$4,609 |
| 48 | California | $4,621 | $64,007 | $5,334 | −$4,621 |
| 49 | Minnesota | $4,631 | $63,997 | $5,333 | −$4,631 |
| 50 | Hawaii | $5,046 | $63,581 | $5,298 | −$5,046 |
| 51 | Oregon | $6,430 | $62,197 | $5,183 | −$6,430 |
State taxes are state income tax plus payroll programs taken from pay, such as California SDI. City and county income taxes are left out because they depend on where in the state you live. Federal tax, Social Security and Medicare are the same everywhere.
Estimate for tax year 2026. Your real paycheck depends on your W-4, your benefits and your employer's payroll system. This is education, not tax, payroll or financial advice.
Where does a salary go furthest?
Federal income tax, Social Security and Medicare are the same wherever you live. The differences come from state income tax and from payroll programs that some states take from pay. Nine states do not tax wages at all; at the other end, a handful take 5% or more of a middle income.
The ranking changes with income. A state with a flat tax can be cheap for high earners and dear for low earners, and the reverse is true of states with steep brackets and generous exemptions. Try your own salary.
City and county income taxes are left out of the ranking. The city pages include them.
Questions
Which state has the highest take-home pay?
For most salaries, the seven states with no income tax and no payroll deductions tie for first: Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas and Wyoming.
Which state takes the most tax from a paycheck?
It depends on income. On $85,000 a year, Oregon and Hawaii take the most. On $1,000,000, California does.
Does this include sales tax and property tax?
No. It covers what is taken from a paycheck. States with no income tax often rely more on sales or property tax.