Tax year 2026
Guides
Short, plain-English explanations of what comes out of a paycheck and why, with every figure taken from the same 2026 rate tables as the calculator.
Federal tax brackets for 2026Rates, standard deductions and a worked exampleState income tax rates for 2026All 50 states and D.C. in one tableStates with no income taxThe nine states, and what still comes out of paySocial Security and Medicare taxFICA rates and the 2026 wage limitNo tax on overtimeWhat the overtime deduction really coversNo tax on tipsThe tips deduction, limits and who qualifiesHow to read a pay stubEvery line explained with a real example401(k), IRA and HSA limits for 2026Contribution limits and what they save in taxPay periods in 2026Weekly, biweekly, twice a month: how many paychecksState payroll deductionsSDI, paid family leave and other state linesGross pay and net payThe difference, and how to get from one to the other