Missouri · tax year 2026

St. Louis paycheck calculator

People in St. Louis pay a local income tax of 1% on top of Missouri income tax. On $85,000 a year, a single person takes home about $64,789, or $2,491.90 every two weeks.

Estimated take-home pay · 2026

Biweekly pay · Single · St. Louis, Missouri

Example

$2,491.90 per paycheck

from $3,269.23 before taxes · 26 paychecks a year

You keep$76.22of every $100 earned

Taxes take23.8%of gross pay, $20,211 a year

Of your next $1,000$648is yours to keep

After tax, an hour is worth$31.15at 2,080 paid hours a year

Where each dollar goes

76%kept

Take-home pay76.2%$64,789
Federal income tax11.6%$9,870
Social Security and Medicare7.6%$6,503
State taxes3.5%$2,988
Local taxes1.0%$850

Line by line

Per paycheckPer year

Pay

Gross pay$3,269.23$85,000

TaxesFederal income tax$379.62$9,8702026 brackets after the $16,100 standard deduction, worked out for the year and spread over your paychecks. IRS Rev. Proc. 2025-32
Social Security$202.69$5,2706.2% of wages up to $184,500. Traditional 401(k) contributions do not reduce it. SSA wage base · 2026
Medicare$47.40$1,2331.45% of wages, with no cap. IRS Pub. 15 · 2026
Missouri income tax$114.93$2,988Missouri taxes income above about $1,350 at rates rising to a top rate of 4.7%, after the federal standard deduction and a partial deduction for federal income tax. Missouri · 2026
St. Louis, Missouri$32.69$850Resident rate 1%. It is charged on the same wages as federal income tax, so 401(k) and cafeteria-plan amounts come out. St. Louis earnings tax · 1%

Take-home pay$2,491.90$64,789

Tap a line to see how it was worked out. Each paycheck is the year's figure divided by 26 and rounded to the cent.

Show the math

Federal income tax for the year Wages $85,000.00 Standard deduction -$16,100.00 Taxable income $68,900.00 Tax from the 2026 brackets $9,870.00 Federal income tax $9,870.00

Wages	$85,000.00
Standard deduction	−$16,100.00
Taxable income	$68,900.00
Tax from the 2026 brackets	$9,870.00
Federal income tax	$9,870.00

Missouri income tax for the year Wages taxed by the state $85,000.00 Standard deduction -$16,100.00 Federal income tax (15%, up to $5,000) -$1,480.50 Taxable income $67,419.50 Tax from the rate schedule $2,988.08 Missouri income tax $2,988.08

Wages taxed by the state	$85,000.00
Standard deduction	−$16,100.00
Federal income tax (15%, up to $5,000)	−$1,480.50
Taxable income	$67,419.50
Tax from the rate schedule	$2,988.08
Missouri income tax	$2,988.08

Sources for these figures

What if

A $5,000 raise+$3,240 a yearYou keep $65 of each extra $100.

1% more into a 401(k)$850 saved a yearTake-home falls by only $23.69 a paycheck, because the tax bill drops too.

A $5,000 bonus$3,240 after taxEmployers often withhold more than this up front; the difference comes back at tax time.

The same pay in+$3,838 a yearTexas, with no city tax. Compare side by side

Estimate for tax year 2026. Your real paycheck depends on your W-4, your benefits and your employer's payroll system. This is education, not tax, payroll or financial advice.

Take-home pay in St. Louis by salary

Single filer living in St. Louis, no dependents, no retirement or benefit deductions. Tax year 2026.
Salary	Federal income tax	Social Security and Medicare	State income tax	Local tax	Take-home a year	A month	Every 2 weeks
$30,000	$1,420	$2,295	$456	$300	$25,529	$2,127	$981.88
$40,000	$2,620	$3,060	$912	$400	$33,008	$2,751	$1,269.55
$50,000	$3,820	$3,825	$1,368	$500	$40,487	$3,374	$1,557.21
$60,000	$5,020	$4,590	$1,847	$600	$47,943	$3,995	$1,843.94
$75,000	$7,670	$5,738	$2,534	$750	$58,309	$4,859	$2,242.64
$100,000	$13,170	$7,650	$3,670	$1,000	$74,510	$6,209	$2,865.77
$150,000	$24,734	$11,475	$6,113	$1,500	$106,178	$8,848	$4,083.79
$200,000	$36,734	$14,339	$8,463	$2,000	$138,464	$11,539	$5,325.55

The St. Louis local income tax

The City of St. Louis charges a 1% earnings tax. Residents owe it on all earnings; nonresidents owe it on work done in the city. Contributions to retirement plans and cafeteria plans are not taxed. The separate 0.5% payroll expense tax is paid by employers and is not a paycheck line.

St. Louis, Missouri: $850 a year on $85,000 (1%)

For a single person on $85,000, that is $850 a year on top of state and federal tax: about $32.69 from each biweekly paycheck.

Source: City of St. Louis Collector of Revenue, taxable and non-taxable items. Last checked October 11, 2026.

Missouri taxes in St. Louis

Missouri taxes income above about $1,350 at rates rising to a top rate of 4.7%, after the federal standard deduction and a partial deduction for federal income tax. Elsewhere in Missouri, with no local tax, the same $85,000 leaves $65,639.

Missouri paycheck calculator and tax rates

St. Louis against other cities

Single person earning $85,000 a year and living in each place. Taxes only; living costs are not counted.
Place	State taxes	Local tax	Take-home a year	Against St. Louis
St. Louis	$2,988	$850	$64,789
New York City	$4,391	$2,860	$61,376	−$3,413
Los Angeles	$4,621	$0	$64,007	−$783
Chicago	$4,063	$0	$64,565	−$225
Houston	$0	$0	$68,628	+$3,838
Phoenix	$1,731	$0	$66,896	+$2,107
Philadelphia	$2,669	$3,175	$62,784	−$2,006
Seattle	$1,179	$0	$67,448	+$2,659

Compare St. Louis with anywhere else · All cities

St. Louis paycheck questions

How much is $60,000 a year after taxes in St. Louis?

About $47,943 a year, or $3,995 a month, for a single person with no other deductions. Federal income tax takes $5,020, Social Security and Medicare $4,590, Missouri income tax $1,847 and the local tax $600.

Does St. Louis have a city income tax?

Yes: 1%. On $85,000 a year it comes to $850.

What taxes come out of a paycheck in St. Louis?

Federal income tax, Social Security (6.2%) and Medicare (1.45%), Missouri income tax (2% to 4.7%), and the St. Louis local tax.

I work in St. Louis but live somewhere else. Do I pay the tax?

Usually yes, at 1%. Untick “I live there” in the calculator to see it.

Sources

Figures last checked on October 11, 2026. If something looks wrong, tell us.

Calculator by LocalTakehome