Oregon · tax year 2026

Portland paycheck calculator

People in Portland pay a local income tax of up to 4% on higher incomes on top of Oregon income tax. On $85,000 a year, a single person takes home about $62,197, or $2,392.20 every two weeks.

How often you are paid
Retirement and benefits 401(k), HSA, health insurance

A 403(b), 457 or TSP works the same way as a 401(k) here. Amounts below are for the whole year.

Bonus, tips and overtime including the new federal deductions
W-4 and other details second job, extra withholding, contractor
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Estimated take-home pay · 2026

Biweekly pay · Single · Portland / Multnomah County, Oregon

Example

$2,392.20 per paycheck

from $3,269.23 before taxes · 26 paychecks a year

You keep$73.17of every $100 earned
Taxes take26.8%of gross pay, $22,803 a year
Of your next $1,000$609is yours to keep
After tax, an hour is worth$29.90at 2,080 paid hours a year

Where each dollar goes

  • Take-home pay73.2%$62,197
  • Federal income tax11.6%$9,870
  • Social Security and Medicare7.6%$6,503
  • State taxes7.6%$6,430

Line by line

Per paycheckPer year

Pay

Gross pay$3,269.23$85,000

Taxes

Federal income tax$379.62$9,870

2026 brackets after the $16,100 standard deduction, worked out for the year and spread over your paychecks. IRS Rev. Proc. 2025-32

Social Security$202.69$5,270

6.2% of wages up to $184,500. Traditional 401(k) contributions do not reduce it. SSA wage base · 2026

Medicare$47.40$1,233

1.45% of wages, with no cap. IRS Pub. 15 · 2026

Oregon income tax$224.43$5,835

Oregon taxes income at 4.75% to 9.9% after a small standard deduction, a subtraction for federal income tax of up to $8,750, and a $263 credit per person. Oregon · 2026

Paid Leave Oregon$19.62$510

Paid Leave Oregon. The 2026 contribution is 1% of wages up to $184,500; employees pay 60% of it, 0.6% of wages. Paid Leave Oregon · 2026

Oregon statewide transit tax$3.27$85

A 0.1% statewide transit tax withheld from Oregon wages. There is no wage cap. It is separate from TriMet, which employers pay. ORS 320.550

Metro supportive housing services$0.00$0

Metro supportive housing services does not start until income passes the threshold (1% above $128,000). Nothing is added at this pay. Metro SHS 2026 indexed + Multnomah PFA

Multnomah Preschool for All$0.00$0

Multnomah Preschool for All does not start until income passes the threshold (1.5% above $125,000; 1.5% above $250,000). Nothing is added at this pay. Metro SHS 2026 indexed + Multnomah PFA

Take-home pay$2,392.20$62,197

Tap a line to see how it was worked out. Each paycheck is the year's figure divided by 26 and rounded to the cent.

Show the math

Federal income tax for the year

Wages$85,000.00
Standard deduction−$16,100.00
Taxable income$68,900.00
Tax from the 2026 brackets$9,870.00
Federal income tax$9,870.00

Oregon income tax for the year

Wages taxed by the state$85,000.00
Standard deduction−$2,910.00
Federal income tax (up to $8,750)−$8,750.00
Taxable income$73,340.00
Tax from the rate schedule$6,098.25
Exemption credits−$263.00
Oregon income tax$5,835.25

Good to know

  • Oregon employees also pay about one cent for each hour worked into the Workers' Benefit Fund (about $21 a year at full time). It is too small to change the estimate and is not shown as a line.
Sources for these figures

What if

A $5,000 raise+$3,045 a yearYou keep $61 of each extra $100.
1% more into a 401(k)$850 saved a yearTake-home falls by only $22.64 a paycheck, because the tax bill drops too.
A $5,000 bonus$3,045 after taxEmployers often withhold more than this up front; the difference comes back at tax time.
+$6,430 a yearTexas, with no city tax. Compare side by side

Estimate for tax year 2026. Your real paycheck depends on your W-4, your benefits and your employer's payroll system. This is education, not tax, payroll or financial advice.

Take-home pay in Portland by salary

Single filer living in Portland, no dependents, no retirement or benefit deductions. Tax year 2026.
SalaryFederal income taxSocial Security and MedicareState income taxState payrollLocal taxTake-home a yearA monthEvery 2 weeks
$30,000$1,420$2,295$1,664$210$0$24,411$2,034$938.88
$40,000$2,620$3,060$2,434$280$0$31,606$2,634$1,215.61
$50,000$3,820$3,825$3,204$350$0$38,801$3,233$1,492.35
$60,000$5,020$4,590$3,974$420$0$45,996$3,833$1,769.06
$75,000$7,670$5,738$5,055$525$0$56,013$4,668$2,154.34
$100,000$13,170$7,650$7,148$700$0$71,332$5,944$2,743.54
$150,000$24,734$11,475$12,805$1,050$522$99,413$8,284$3,823.59
$200,000$36,734$14,339$17,755$1,307$1,772$128,092$10,674$4,926.63

The Portland local income tax

A Portland resident inside both Metro and Multnomah County can owe two extra income taxes on Oregon taxable income: Metro's 1% supportive housing services tax above $128,000 ($205,000 joint) for 2026, and Multnomah County's Preschool for All tax of 1.5% above $125,000 ($200,000 joint) plus another 1.5% above $250,000 ($400,000 joint). Both follow where you live. Employers must withhold them only for higher earners, so many people settle up on a return.

Oregon has no sales tax, but its income tax is among the highest in the country, and Portland adds two more income taxes on higher earners.

  • Metro supportive housing services: $0 a year on $85,000 (1% above $128,000)
  • Multnomah Preschool for All: $0 a year on $85,000 (1.5% above $125,000; 1.5% above $250,000)

For a single person on $85,000, that is $0 a year on top of state and federal tax: nothing at this income.

Source: City of Portland Revenue Division, Personal Income Tax (Metro SHS + Multnomah PFA). Last checked September 28, 2026.

Oregon taxes in Portland

Oregon taxes income at 4.75% to 9.9% after a small standard deduction, a subtraction for federal income tax of up to $8,750, and a $263 credit per person.

Oregon paycheck calculator and tax rates

Portland against other cities

Single person earning $85,000 a year and living in each place. Taxes only; living costs are not counted.
PlaceState taxesLocal taxTake-home a yearAgainst Portland
Portland$6,430$0$62,197
New York City$4,391$2,860$61,376−$821
Los Angeles$4,621$0$64,007+$1,809
Chicago$4,063$0$64,565+$2,368
Houston$0$0$68,628+$6,430
Phoenix$1,731$0$66,896+$4,699
Philadelphia$2,669$3,175$62,784+$587
Seattle$1,179$0$67,448+$5,251

Compare Portland with anywhere else · All cities

Portland paycheck questions

How much is $60,000 a year after taxes in Portland?

About $45,996 a year, or $3,833 a month, for a single person with no other deductions. Federal income tax takes $5,020, Social Security and Medicare $4,590, Oregon income tax $3,974, state payroll programs $420.

Does Portland have a city income tax?

Yes: up to 4% on higher incomes. On $85,000 a year it comes to $0.

What taxes come out of a paycheck in Portland?

Federal income tax, Social Security (6.2%) and Medicare (1.45%), Oregon income tax (4.75% to 9.9%), Paid Leave Oregon and Oregon statewide transit tax, and the Portland local tax.

I work in Portland but live somewhere else. Do I pay the tax?

No. It follows where you live. You pay the local tax, if any, of the place you live in.

Sources

Figures last checked on September 28, 2026. If something looks wrong, tell us.

Calculator by LocalTakehome