Minnesota · tax year 2026
Minnesota paycheck calculator
Minnesota taxes income at four rates from 5.35% to 9.85% after a $15,300 standard deduction ($30,600 joint, $23,000 head of household). On $85,000 a year, a single person here takes home about $63,997, or $2,461.42 every two weeks.
Estimated take-home pay · 2026
Biweekly pay · Single · Minnesota
$2,461.42 per paycheck
from $3,269.23 before taxes · 26 paychecks a year
Where each dollar goes
- Take-home pay75.3%$63,997
- Federal income tax11.6%$9,870
- Social Security and Medicare7.6%$6,503
- State taxes5.4%$4,631
Line by line
Per paycheckPer yearPay
Taxes
Federal income tax$379.62$9,870
2026 brackets after the $16,100 standard deduction, worked out for the year and spread over your paychecks. IRS Rev. Proc. 2025-32
Social Security$202.69$5,270
6.2% of wages up to $184,500. Traditional 401(k) contributions do not reduce it. SSA wage base · 2026
Medicare$47.40$1,233
1.45% of wages, with no cap. IRS Pub. 15 · 2026
Minnesota income tax$163.72$4,257
Minnesota taxes income at four rates from 5.35% to 9.85% after a $15,300 standard deduction ($30,600 joint, $23,000 head of household). Minnesota · 2026
Minnesota Paid Leave$14.38$374
Minnesota Paid Leave began January 1, 2026. The premium is 0.88% of wages up to $184,500 and employers may take up to half, 0.44%, from pay. This is the most an employer may withhold; some pay part or all of it themselves. MN Paid Leave · 2026
Tap a line to see how it was worked out. Each paycheck is the year's figure divided by 26 and rounded to the cent.
Show the math
Federal income tax for the year
| Wages | $85,000.00 |
|---|---|
| Standard deduction | −$16,100.00 |
| Taxable income | $68,900.00 |
| Tax from the 2026 brackets | $9,870.00 |
| Federal income tax | $9,870.00 |
Minnesota income tax for the year
| Wages taxed by the state | $85,000.00 |
|---|---|
| Standard deduction | −$15,300.00 |
| Taxable income | $69,700.00 |
| Tax from the rate schedule | $4,256.60 |
| Minnesota income tax | $4,256.60 |
Sources for these figures
- IRS newsroom, tax year 2026 inflation adjustments (Rev. Proc. 2025-32)
- Rev. Proc. 2025-32 (PDF)
- Tax Foundation, 2026 federal income tax brackets
- IRS Publication 15-T, Federal Income Tax Withholding Methods
- IRS, 401(k) limit increases to $24,500 for 2026, IRA limit increases to $7,500
- SSA, Contribution and benefit base
- IRS Publication 15 (Circular E), Employer's Tax Guide
- IRS, Questions and answers for the Additional Medicare Tax
- Minnesota Department of Revenue, income tax brackets, standard deduction and dependent exemption for 2026
- Minnesota Paid Leave, premium rate and contributions
What if
Estimate for tax year 2026. Your real paycheck depends on your W-4, your benefits and your employer's payroll system. This is education, not tax, payroll or financial advice.
Take-home pay in Minnesota by salary
| Salary | Federal income tax | Social Security and Medicare | State income tax | State payroll | Take-home a year | A month | Every 2 weeks |
|---|---|---|---|---|---|---|---|
| $30,000 | $1,420 | $2,295 | $786 | $132 | $25,367 | $2,114 | $975.63 |
| $40,000 | $2,620 | $3,060 | $1,321 | $176 | $32,823 | $2,735 | $1,262.40 |
| $50,000 | $3,820 | $3,825 | $1,877 | $220 | $40,258 | $3,355 | $1,548.41 |
| $60,000 | $5,020 | $4,590 | $2,557 | $264 | $47,569 | $3,964 | $1,829.59 |
| $75,000 | $7,670 | $5,738 | $3,577 | $330 | $57,686 | $4,807 | $2,218.69 |
| $100,000 | $13,170 | $7,650 | $5,277 | $440 | $73,463 | $6,122 | $2,825.51 |
| $150,000 | $24,734 | $11,475 | $8,942 | $660 | $104,189 | $8,682 | $4,007.28 |
| $200,000 | $36,734 | $14,339 | $12,867 | $812 | $135,248 | $11,271 | $5,201.86 |
$30,000 in Minnesota $40,000 in Minnesota $50,000 in Minnesota $60,000 in Minnesota $70,000 in Minnesota $75,000 in Minnesota $80,000 in Minnesota $90,000 in Minnesota $100,000 in Minnesota $120,000 in Minnesota $150,000 in Minnesota $200,000 in Minnesota
Minnesota income tax in 2026
Minnesota taxes income at four rates from 5.35% to 9.85% after a $15,300 standard deduction ($30,600 joint, $23,000 head of household).
Brackets, standard deduction and the $5,300 dependent exemption are the Department of Revenue's 2026 figures. The standard deduction and dependent exemption are reduced at high incomes; that reduction is not computed. Minnesota Paid Leave began January 1, 2026 and is a separate paycheck line.
- Standard deduction: $15,300 single, $30,600 married filing jointly, $23,000 head of household.
- Personal exemption: $5,300 for each dependent, taken off income.
- 401(k): traditional contributions come out before Minnesota income tax, as they do for federal tax.
| Taxable income | Rate |
|---|---|
| Up to $33,310 | 5.35% |
| $33,310 to $109,430 | 6.8% |
| $109,430 to $203,150 | 7.85% |
| Over $203,150 | 9.85% |
| Taxable income | Rate |
|---|---|
| Up to $48,700 | 5.35% |
| $48,700 to $193,480 | 6.8% |
| $193,480 to $337,930 | 7.85% |
| Over $337,930 | 9.85% |
| Taxable income | Rate |
|---|---|
| Up to $41,010 | 5.35% |
| $41,010 to $164,800 | 6.8% |
| $164,800 to $270,060 | 7.85% |
| Over $270,060 | 9.85% |
| Taxable income | Rate |
|---|---|
| Up to $24,350 | 5.35% |
| $24,350 to $96,740 | 6.8% |
| $96,740 to $168,965 | 7.85% |
| Over $168,965 | 9.85% |
Other paycheck deductions in Minnesota
| Deduction | Employee rate | Charged on | What it is |
|---|---|---|---|
| Minnesota Paid Leave (up to) | 0.44% | first $184,500 of pay | Minnesota Paid Leave began January 1, 2026. The premium is 0.88% of wages up to $184,500 and employers may take up to half, 0.44%, from pay. |
“Up to” means the law lets an employer take that much from pay, and some employers pay part or all of it themselves.
City and county income taxes in Minnesota
Minnesota has no city or county income tax in this calculator. If you pay one that is not listed, you can enter its percentage in the calculator under “W-4 and other details”.
How Minnesota compares
On $85,000 a year, Minnesota ranks 49 of 51 for take-home pay among the states and D.C. (1 keeps the most). City and county taxes are not counted in this comparison.
| State | Income tax | State taxes on $85,000 | Take-home a year | Against Minnesota | |
|---|---|---|---|---|---|
| Minnesota | 5.35% to 9.85% | $4,631 | $63,997 | ||
| Iowa | 3.8% flat | $2,578 | $66,049 | +$2,052 | Compare |
| North Dakota | 1.95% to 2.5% | $377 | $68,251 | +$4,254 | Compare |
| South Dakota | No tax on wages | $0 | $68,628 | +$4,631 | Compare |
| Wisconsin | 3.5% to 7.65% | $3,537 | $65,090 | +$1,093 | Compare |
Minnesota paycheck questions
How much is $60,000 a year after taxes in Minnesota?
About $47,569 a year, or $3,964 a month, for a single person with no other deductions. That is after $5,020 in federal income tax, $4,590 for Social Security and Medicare, $2,557 in Minnesota income tax and $264 for state payroll programs.
How much is $100,000 a year after taxes in Minnesota?
About $73,463 a year, or $6,122 a month, for a single person with no other deductions. That is after $13,170 in federal income tax, $7,650 for Social Security and Medicare, $5,277 in Minnesota income tax and $440 for state payroll programs.
What is the Minnesota income tax rate for 2026?
Minnesota taxes income at four rates from 5.35% to 9.85% after a $15,300 standard deduction ($30,600 joint, $23,000 head of household).
Does Minnesota tax 401(k) contributions?
No. Traditional 401(k) contributions come out of your pay before Minnesota income tax, just as they do for federal income tax. Social Security and Medicare are still charged on them.
Are there city or county income taxes in Minnesota?
Not in this calculator. If your city or county charges one, you can enter the percentage yourself.
What else comes out of a paycheck in Minnesota?
Minnesota Paid Leave (0.44%). This is separate from income tax and shown as its own line.
Sources
- Minnesota Department of Revenue, income tax brackets, standard deduction and dependent exemption for 2026
- IRS newsroom, tax year 2026 inflation adjustments (Rev. Proc. 2025-32)
- Rev. Proc. 2025-32 (PDF)
- SSA, Contribution and benefit base
Minnesota figures last checked on October 11, 2026. Latest update: Head-of-household and married-filing-separately schedules added; Minnesota Paid Leave premium added. If something looks wrong, tell us.