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Minnesota · tax year 2026

Minneapolis paycheck calculator

Minneapolis has no city income tax. Paychecks here are taxed by the federal government and by Minnesota. On $85,000 a year, a single person takes home about $63,997, or $2,461.42 every two weeks.

How often you are paid

Minnesota has no city or county income tax in this calculator. If yours has one, add the percent under “W-4 and other details”.

Retirement and benefits 401(k), HSA, health insurance

A 403(b), 457 or TSP works the same way as a 401(k) here. Amounts below are for the whole year.

Bonus, tips and overtime including the new federal deductions
W-4 and other details second job, extra withholding, contractor
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Estimated take-home pay · 2026

Biweekly pay · Single · Minnesota

Example

$2,461.42 per paycheck

from $3,269.23 before taxes · 26 paychecks a year

You keep$75.29of every $100 earned
Taxes take24.7%of gross pay, $21,003 a year
Of your next $1,000$631is yours to keep
After tax, an hour is worth$30.77at 2,080 paid hours a year

Where each dollar goes

  • Take-home pay75.3%$63,997
  • Federal income tax11.6%$9,870
  • Social Security and Medicare7.6%$6,503
  • State taxes5.4%$4,631

Line by line

Per paycheckPer year

Pay

Gross pay$3,269.23$85,000

Taxes

Federal income tax$379.62$9,870

2026 brackets after the $16,100 standard deduction, worked out for the year and spread over your paychecks. IRS Rev. Proc. 2025-32

Social Security$202.69$5,270

6.2% of wages up to $184,500. Traditional 401(k) contributions do not reduce it. SSA wage base · 2026

Medicare$47.40$1,233

1.45% of wages, with no cap. IRS Pub. 15 · 2026

Minnesota income tax$163.72$4,257

Minnesota taxes income at four rates from 5.35% to 9.85% after a $15,300 standard deduction ($30,600 joint, $23,000 head of household). Minnesota · 2026

Minnesota Paid Leave$14.38$374

Minnesota Paid Leave began January 1, 2026. The premium is 0.88% of wages up to $184,500 and employers may take up to half, 0.44%, from pay. This is the most an employer may withhold; some pay part or all of it themselves. MN Paid Leave · 2026

Take-home pay$2,461.42$63,997

Tap a line to see how it was worked out. Each paycheck is the year's figure divided by 26 and rounded to the cent.

Show the math

Federal income tax for the year

Wages$85,000.00
Standard deduction−$16,100.00
Taxable income$68,900.00
Tax from the 2026 brackets$9,870.00
Federal income tax$9,870.00

Minnesota income tax for the year

Wages taxed by the state$85,000.00
Standard deduction−$15,300.00
Taxable income$69,700.00
Tax from the rate schedule$4,256.60
Minnesota income tax$4,256.60
Sources for these figures

What if

A $5,000 raise+$3,155 a yearYou keep $63 of each extra $100.
1% more into a 401(k)$850 saved a yearTake-home falls by only $23.28 a paycheck, because the tax bill drops too.
A $5,000 bonus$3,155 after taxEmployers often withhold more than this up front; the difference comes back at tax time.
+$4,631 a yearTexas, with no city tax. Compare side by side

Estimate for tax year 2026. Your real paycheck depends on your W-4, your benefits and your employer's payroll system. This is education, not tax, payroll or financial advice.

Take-home pay in Minneapolis by salary

Single filer living in Minneapolis, no dependents, no retirement or benefit deductions. Tax year 2026.
SalaryFederal income taxSocial Security and MedicareState income taxState payrollTake-home a yearA monthEvery 2 weeks
$30,000$1,420$2,295$786$132$25,367$2,114$975.63
$40,000$2,620$3,060$1,321$176$32,823$2,735$1,262.40
$50,000$3,820$3,825$1,877$220$40,258$3,355$1,548.41
$60,000$5,020$4,590$2,557$264$47,569$3,964$1,829.59
$75,000$7,670$5,738$3,577$330$57,686$4,807$2,218.69
$100,000$13,170$7,650$5,277$440$73,463$6,122$2,825.51
$150,000$24,734$11,475$8,942$660$104,189$8,682$4,007.28
$200,000$36,734$14,339$12,867$812$135,248$11,271$5,201.86

Does Minneapolis have a city income tax?

No. Minneapolis does not tax wages, so nothing is taken from a paycheck for the city. You pay federal income tax, Social Security, Medicare and Minnesota income tax.

Living costs such as rent, sales tax and property tax differ from city to city, but they do not change your paycheck and are not part of this estimate.

Minnesota taxes in Minneapolis

Minnesota taxes income at four rates from 5.35% to 9.85% after a $15,300 standard deduction ($30,600 joint, $23,000 head of household).

Minnesota paycheck calculator and tax rates

Minneapolis against other cities

Single person earning $85,000 a year and living in each place. Taxes only; living costs are not counted.
PlaceState taxesLocal taxTake-home a yearAgainst Minneapolis
Minneapolis$4,631$0$63,997
New York City$4,391$2,860$61,376−$2,620
Los Angeles$4,621$0$64,007+$10
Chicago$4,063$0$64,565+$568
Houston$0$0$68,628+$4,631
Phoenix$1,731$0$66,896+$2,899
Philadelphia$2,669$3,175$62,784−$1,213
Seattle$1,179$0$67,448+$3,452

Compare Minneapolis with anywhere else · All cities

Minneapolis paycheck questions

How much is $60,000 a year after taxes in Minneapolis?

About $47,569 a year, or $3,964 a month, for a single person with no other deductions. Federal income tax takes $5,020, Social Security and Medicare $4,590, Minnesota income tax $2,557, state payroll programs $264.

Does Minneapolis have a city income tax?

No. Minneapolis does not tax wages. Minnesota income tax still applies.

What taxes come out of a paycheck in Minneapolis?

Federal income tax, Social Security (6.2%) and Medicare (1.45%), Minnesota income tax (5.35% to 9.85%), Minnesota Paid Leave.

Sources

Figures last checked on October 11, 2026. If something looks wrong, tell us.

Calculator by LocalTakehome