Guide · tax year 2026
State payroll deductions in 2026
Besides income tax, some states take a premium from every paycheck for disability insurance, paid family leave, unemployment insurance or long-term care.
Figures checked against official sources on October 11, 2026.
| State | Deduction | Employee rate | Charged on | On $85,000 |
|---|---|---|---|---|
| Alaska | Alaska unemployment insurance | 0.5% | first $54,200 | $271.00 |
| California | California SDI | 1.3% | all pay | $1,105.00 |
| Colorado | Colorado FAMLI | 0.44% | first $184,500 | $374.00 |
| Connecticut | Connecticut Paid Leave | 0.5% | first $184,500 | $425.00 |
| Delaware | Delaware Paid Leave (up to) | 0.4% | first $184,500 | $340.00 |
| Hawaii | Hawaii temporary disability insurance (up to) | 0.5% | first $78,011 | $390.00 |
| Maine | Maine Paid Family and Medical Leave (up to) | 0.5% | first $184,500 | $425.00 |
| Massachusetts | Massachusetts Paid Family and Medical Leave (up to) | 0.46% | first $184,500 | $391.00 |
| Minnesota | Minnesota Paid Leave (up to) | 0.44% | first $184,500 | $374.00 |
| New Jersey | New Jersey unemployment and workforce funds | 0.425% | first $44,800 | $190.40 |
| New Jersey | New Jersey temporary disability insurance | 0.19% | first $171,100 | $161.50 |
| New Jersey | New Jersey family leave insurance | 0.23% | first $171,100 | $195.50 |
| New York | New York disability (DBL) | 0.5% | max $31.20 a year | $31.20 |
| New York | New York Paid Family Leave | 0.432% | first $95,349 | $367.20 |
| Oregon | Paid Leave Oregon | 0.6% | first $184,500 | $510.00 |
| Oregon | Oregon statewide transit tax | 0.1% | all pay | $85.00 |
| Pennsylvania | Pennsylvania unemployment compensation | 0.07% | all pay | $59.50 |
| Rhode Island | Rhode Island temporary disability insurance | 1.1% | first $100,000 | $935.00 |
| Washington | Washington Paid Family & Medical Leave | 0.8072% | first $184,500 | $686.09 |
| Washington | WA Cares | 0.58% | all pay | $493.00 |
“Up to” means the law lets an employer take that much from pay. Some employers pay part or all of it themselves, so your stub may show less.
What these pay for
Disability insurance (SDI, TDI) replaces part of your pay if illness or injury outside work stops you working. Paid family and medical leave (PFL, PFML, FAMLI) pays you while you care for a new child or a seriously ill relative, or recover from your own illness. A few states take a small unemployment insurance contribution from workers as well as employers.
These lines are not income tax and are not reduced by the standard deduction. Most are charged on pay up to a yearly limit.
Questions
What is SDI on my paycheck?
State disability insurance. In California it is 1.3% of all pay in 2026 and also funds paid family leave.
Do all states have paid family leave deductions?
No. Only the states in the table take one from employees in this calculator.