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Michigan · tax year 2026

Detroit paycheck calculator

People in Detroit pay a local income tax of 2.4% for residents and 1.2% for people who only work there on top of Michigan income tax. On $85,000 a year, a single person takes home about $63,240, or $2,432.31 every two weeks.

How often you are paid
Retirement and benefits 401(k), HSA, health insurance

A 403(b), 457 or TSP works the same way as a 401(k) here. Amounts below are for the whole year.

Bonus, tips and overtime including the new federal deductions
W-4 and other details second job, extra withholding, contractor
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Estimated take-home pay · 2026

Biweekly pay · Single · Detroit, Michigan

Example

$2,432.31 per paycheck

from $3,269.23 before taxes · 26 paychecks a year

You keep$74.40of every $100 earned
Taxes take25.6%of gross pay, $21,760 a year
Of your next $1,000$637is yours to keep
After tax, an hour is worth$30.40at 2,080 paid hours a year

Where each dollar goes

  • Take-home pay74.4%$63,240
  • Federal income tax11.6%$9,870
  • Social Security and Medicare7.6%$6,503
  • State taxes4.0%$3,362
  • Local taxes2.4%$2,026

Line by line

Per paycheckPer year

Pay

Gross pay$3,269.23$85,000

Taxes

Federal income tax$379.62$9,870

2026 brackets after the $16,100 standard deduction, worked out for the year and spread over your paychecks. IRS Rev. Proc. 2025-32

Social Security$202.69$5,270

6.2% of wages up to $184,500. Traditional 401(k) contributions do not reduce it. SSA wage base · 2026

Medicare$47.40$1,233

1.45% of wages, with no cap. IRS Pub. 15 · 2026

Michigan income tax$129.30$3,362

Michigan taxes income at a flat 4.25% after a $5,900 exemption per person. About two dozen cities add their own income tax. Michigan · 2026

Detroit$77.91$2,026

Resident rate 2.4%. It is charged on the same wages as federal income tax, so 401(k) and cafeteria-plan amounts come out. $600 of exemptions comes off first. Detroit income tax · 2.4% / 1.2%

Take-home pay$2,432.31$63,240

Tap a line to see how it was worked out. Each paycheck is the year's figure divided by 26 and rounded to the cent.

Show the math

Federal income tax for the year

Wages$85,000.00
Standard deduction−$16,100.00
Taxable income$68,900.00
Tax from the 2026 brackets$9,870.00
Federal income tax$9,870.00

Michigan income tax for the year

Wages taxed by the state$85,000.00
Exemptions−$5,900.00
Taxable income$79,100.00
Tax from the rate schedule$3,361.75
Michigan income tax$3,361.75
Sources for these figures

What if

A $5,000 raise+$3,185 a yearYou keep $64 of each extra $100.
1% more into a 401(k)$850 saved a yearTake-home falls by only $23.33 a paycheck, because the tax bill drops too.
A $5,000 bonus$3,185 after taxEmployers often withhold more than this up front; the difference comes back at tax time.
+$5,387 a yearTexas, with no city tax. Compare side by side

Estimate for tax year 2026. Your real paycheck depends on your W-4, your benefits and your employer's payroll system. This is education, not tax, payroll or financial advice.

Take-home pay in Detroit by salary

Single filer living in Detroit, no dependents, no retirement or benefit deductions. Tax year 2026.
SalaryFederal income taxSocial Security and MedicareState income taxLocal taxTake-home a yearA monthEvery 2 weeks
$30,000$1,420$2,295$1,024$706$24,555$2,046$944.43
$40,000$2,620$3,060$1,449$946$31,925$2,660$1,227.89
$50,000$3,820$3,825$1,874$1,186$39,295$3,275$1,511.36
$60,000$5,020$4,590$2,299$1,426$46,665$3,889$1,794.81
$75,000$7,670$5,738$2,937$1,786$56,870$4,739$2,187.31
$100,000$13,170$7,650$3,999$2,386$72,795$6,066$2,799.81
$150,000$24,734$11,475$6,124$3,586$104,081$8,673$4,003.12
$200,000$36,734$14,339$8,249$4,786$135,892$11,324$5,226.62

The Detroit local income tax

Detroit taxes residents at 2.4% and nonresidents who work in the city at 1.2%. The tax starts from the same wages as the federal return, so 401(k) and cafeteria-plan amounts come out, and each person on the return gets a $600 exemption. A nonresident who works part of the time outside Detroit owes tax only on the Detroit share; this estimate assumes all of the work is in the city.

  • Detroit: $2,026 a year on $85,000 (2.4%)

For a single person on $85,000, that is $2,026 a year on top of state and federal tax: about $77.91 from each biweekly paycheck.

Detroit local tax on $85,000 a year
YouLocal tax a yearTake-home a year
Live in the city$2,026$63,240
Only work there$1,013$64,253

Source: Michigan Department of Treasury, City of Detroit income tax withholding guide (Form 5469), 2026. Last checked October 11, 2026.

Michigan taxes in Detroit

Michigan taxes income at a flat 4.25% after a $5,900 exemption per person. About two dozen cities add their own income tax. Elsewhere in Michigan, with no local tax, the same $85,000 leaves $65,266.

Michigan paycheck calculator and tax rates

Detroit against other cities

Single person earning $85,000 a year and living in each place. Taxes only; living costs are not counted.
PlaceState taxesLocal taxTake-home a yearAgainst Detroit
Detroit$3,362$2,026$63,240
New York City$4,391$2,860$61,376−$1,864
Los Angeles$4,621$0$64,007+$766
Chicago$4,063$0$64,565+$1,325
Houston$0$0$68,628+$5,387
Phoenix$1,731$0$66,896+$3,656
Philadelphia$2,669$3,175$62,784−$456
Seattle$1,179$0$67,448+$4,208

Compare Detroit with anywhere else · All cities

Detroit paycheck questions

How much is $60,000 a year after taxes in Detroit?

About $46,665 a year, or $3,889 a month, for a single person with no other deductions. Federal income tax takes $5,020, Social Security and Medicare $4,590, Michigan income tax $2,299 and the local tax $1,426.

Does Detroit have a city income tax?

Yes: 2.4% for residents and 1.2% for people who only work there. On $85,000 a year it comes to $2,026.

What taxes come out of a paycheck in Detroit?

Federal income tax, Social Security (6.2%) and Medicare (1.45%), Michigan income tax (4.25% flat), and the Detroit local tax.

I work in Detroit but live somewhere else. Do I pay the tax?

Usually yes, at 1.2%. Untick “I live there” in the calculator to see it.

Sources

Figures last checked on October 11, 2026. If something looks wrong, tell us.

Calculator by LocalTakehome