Utah · tax year 2026
Utah paycheck calculator
Utah taxes income at a flat 4.45% for 2026, less a taxpayer credit that fades out as income rises. On $85,000 a year, a single person here takes home about $64,949, or $2,498.04 every two weeks.
Estimated take-home pay · 2026
Biweekly pay · Single · Utah
$2,498.04 per paycheck
from $3,269.23 before taxes · 26 paychecks a year
Where each dollar goes
- Take-home pay76.4%$64,949
- Federal income tax11.6%$9,870
- Social Security and Medicare7.6%$6,503
- State taxes4.3%$3,678
Line by line
Per paycheckPer yearPay
Taxes
Federal income tax$379.62$9,870
2026 brackets after the $16,100 standard deduction, worked out for the year and spread over your paychecks. IRS Rev. Proc. 2025-32
Social Security$202.69$5,270
6.2% of wages up to $184,500. Traditional 401(k) contributions do not reduce it. SSA wage base · 2026
Medicare$47.40$1,233
1.45% of wages, with no cap. IRS Pub. 15 · 2026
Utah income tax$141.48$3,678
Utah taxes income at a flat 4.45% for 2026, less a taxpayer credit that fades out as income rises. Utah · 2026
Tap a line to see how it was worked out. Each paycheck is the year's figure divided by 26 and rounded to the cent.
Show the math
Federal income tax for the year
| Wages | $85,000.00 |
|---|---|
| Standard deduction | −$16,100.00 |
| Taxable income | $68,900.00 |
| Tax from the 2026 brackets | $9,870.00 |
| Federal income tax | $9,870.00 |
Utah income tax for the year
| Wages taxed by the state | $85,000.00 |
|---|---|
| 4.45% of income | $3,782.50 |
| Taxpayer tax credit | −$104.05 |
| Utah income tax | $3,678.45 |
Good to know
- Part of the Utah figure is estimated because the state had not published every 2026 amount when it was last checked. See the notes for Utah.
Sources for these figures
- IRS newsroom, tax year 2026 inflation adjustments (Rev. Proc. 2025-32)
- Rev. Proc. 2025-32 (PDF)
- Tax Foundation, 2026 federal income tax brackets
- IRS Publication 15-T, Federal Income Tax Withholding Methods
- IRS, 401(k) limit increases to $24,500 for 2026, IRA limit increases to $7,500
- SSA, Contribution and benefit base
- IRS Publication 15 (Circular E), Employer's Tax Guide
- IRS, Questions and answers for the Additional Medicare Tax
- Utah Legislature, S.B. 60 (2026), enrolled
- Utah State Tax Commission, taxpayer tax credit
- USDA National Finance Center, Utah withholding formula, 2026
What if
Estimate for tax year 2026. Your real paycheck depends on your W-4, your benefits and your employer's payroll system. This is education, not tax, payroll or financial advice.
Take-home pay in Utah by salary
| Salary | Federal income tax | Social Security and Medicare | State income tax | Take-home a year | A month | Every 2 weeks |
|---|---|---|---|---|---|---|
| $30,000 | $1,420 | $2,295 | $516 | $25,769 | $2,147 | $991.12 |
| $40,000 | $2,620 | $3,060 | $1,091 | $33,229 | $2,769 | $1,278.04 |
| $50,000 | $3,820 | $3,825 | $1,666 | $40,689 | $3,391 | $1,564.97 |
| $60,000 | $5,020 | $4,590 | $2,241 | $48,149 | $4,012 | $1,851.88 |
| $75,000 | $7,670 | $5,738 | $3,103 | $58,489 | $4,874 | $2,249.58 |
| $100,000 | $13,170 | $7,650 | $4,450 | $74,730 | $6,228 | $2,874.23 |
| $150,000 | $24,734 | $11,475 | $6,675 | $107,116 | $8,926 | $4,119.85 |
| $200,000 | $36,734 | $14,339 | $8,900 | $140,027 | $11,669 | $5,385.65 |
$30,000 in Utah $40,000 in Utah $50,000 in Utah $60,000 in Utah $70,000 in Utah $75,000 in Utah $80,000 in Utah $90,000 in Utah $100,000 in Utah $120,000 in Utah $150,000 in Utah $200,000 in Utah
Utah income tax in 2026
Part of this is an estimate. Utah had not published every 2026 figure when this page was last checked, so one or more amounts carry over from 2025. The notes below say which.
Utah taxes income at a flat 4.45% for 2026, less a taxpayer credit that fades out as income rises.
Senate Bill 60 (2026) lowered the rate from 4.5% to 4.45% for tax years beginning in 2026. The taxpayer tax credit is 6% of the federal standard deduction plus the Utah personal exemption for each dependent, reduced by 1.3 cents for each dollar of income above the threshold. The 2026 thresholds ($18,696 single, $28,044 head of household, $37,392 joint) are taken from the Tax Commission's 2026 withholding schedule, and the $2,111 dependent exemption is the 2025 amount because the 2026 figure had not been published when this was checked.
- 401(k): traditional contributions come out before Utah income tax, as they do for federal tax.
| Taxable income | Rate |
|---|---|
| Over $0 | 4.45% |
Other paycheck deductions in Utah
Utah takes no other state payroll deductions from employees. Apart from state income tax, the only deductions required by law are Social Security and Medicare.
City and county income taxes in Utah
Utah has no city or county income tax in this calculator. If you pay one that is not listed, you can enter its percentage in the calculator under “W-4 and other details”.
How Utah compares
On $85,000 a year, Utah ranks 37 of 51 for take-home pay among the states and D.C. (1 keeps the most). City and county taxes are not counted in this comparison.
| State | Income tax | State taxes on $85,000 | Take-home a year | Against Utah | |
|---|---|---|---|---|---|
| Utah | 4.45% flat | $3,678 | $64,949 | ||
| Arizona | 2.5% flat | $1,731 | $66,896 | +$1,947 | Compare |
| Colorado | 4.4% flat | $3,406 | $65,222 | +$273 | Compare |
| Idaho | 5.3% flat | $3,397 | $65,231 | +$282 | Compare |
| Nevada | No tax on wages | $0 | $68,628 | +$3,678 | Compare |
| New Mexico | 1.5% to 5.9% | $2,834 | $65,793 | +$844 | Compare |
| Wyoming | No tax on wages | $0 | $68,628 | +$3,678 | Compare |
Utah paycheck questions
How much is $60,000 a year after taxes in Utah?
About $48,149 a year, or $4,012 a month, for a single person with no other deductions. That is after $5,020 in federal income tax, $4,590 for Social Security and Medicare, $2,241 in Utah income tax.
How much is $100,000 a year after taxes in Utah?
About $74,730 a year, or $6,228 a month, for a single person with no other deductions. That is after $13,170 in federal income tax, $7,650 for Social Security and Medicare, $4,450 in Utah income tax.
What is the Utah income tax rate for 2026?
Utah taxes income at a flat 4.45% for 2026, less a taxpayer credit that fades out as income rises.
Does Utah tax 401(k) contributions?
No. Traditional 401(k) contributions come out of your pay before Utah income tax, just as they do for federal income tax. Social Security and Medicare are still charged on them.
Are there city or county income taxes in Utah?
Not in this calculator. If your city or county charges one, you can enter the percentage yourself.
Sources
- Utah Legislature, S.B. 60 (2026), enrolled
- Utah State Tax Commission, taxpayer tax credit
- USDA National Finance Center, Utah withholding formula, 2026
- IRS newsroom, tax year 2026 inflation adjustments (Rev. Proc. 2025-32)
- Rev. Proc. 2025-32 (PDF)
- SSA, Contribution and benefit base
Utah figures last checked on October 11, 2026. Latest update: Rate corrected from 4.5% to 4.45% (Senate Bill 60); credit thresholds updated to 2026. If something looks wrong, tell us.