Pennsylvania · tax year 2026
Pennsylvania paycheck calculator
Pennsylvania taxes wages at a flat 3.07% with no standard deduction or exemption. Almost every municipality adds a local earned income tax. On $85,000 a year, a single person here takes home about $65,959, or $2,536.86 every two weeks.
Estimated take-home pay · 2026
Biweekly pay · Single · Pennsylvania
$2,536.86 per paycheck
from $3,269.23 before taxes · 26 paychecks a year
Where each dollar goes
- Take-home pay77.6%$65,959
- Federal income tax11.6%$9,870
- Social Security and Medicare7.6%$6,503
- State taxes3.1%$2,669
Line by line
Per paycheckPer yearPay
Taxes
Federal income tax$379.62$9,870
2026 brackets after the $16,100 standard deduction, worked out for the year and spread over your paychecks. IRS Rev. Proc. 2025-32
Social Security$202.69$5,270
6.2% of wages up to $184,500. Traditional 401(k) contributions do not reduce it. SSA wage base · 2026
Medicare$47.40$1,233
1.45% of wages, with no cap. IRS Pub. 15 · 2026
Pennsylvania income tax$100.37$2,610
Pennsylvania taxes wages at a flat 3.07% with no standard deduction or exemption. Almost every municipality adds a local earned income tax. Pennsylvania · 2026
Pennsylvania unemployment compensation$2.29$60
Pennsylvania employees pay 0.07% of all wages toward unemployment compensation. There is no wage cap. PA L&I · 2026
Tap a line to see how it was worked out. Each paycheck is the year's figure divided by 26 and rounded to the cent.
Show the math
Federal income tax for the year
| Wages | $85,000.00 |
|---|---|
| Standard deduction | −$16,100.00 |
| Taxable income | $68,900.00 |
| Tax from the 2026 brackets | $9,870.00 |
| Federal income tax | $9,870.00 |
Pennsylvania income tax for the year
| Wages taxed by the state | $85,000.00 |
|---|---|
| Taxable income | $85,000.00 |
| Tax from the rate schedule | $2,609.50 |
| Pennsylvania income tax | $2,609.50 |
Good to know
- Some cities or counties in Pennsylvania charge their own income tax. None is selected, so no local tax is included.
Sources for these figures
- IRS newsroom, tax year 2026 inflation adjustments (Rev. Proc. 2025-32)
- Rev. Proc. 2025-32 (PDF)
- Tax Foundation, 2026 federal income tax brackets
- IRS Publication 15-T, Federal Income Tax Withholding Methods
- IRS, 401(k) limit increases to $24,500 for 2026, IRA limit increases to $7,500
- SSA, Contribution and benefit base
- IRS Publication 15 (Circular E), Employer's Tax Guide
- IRS, Questions and answers for the Additional Medicare Tax
- Pennsylvania Department of Revenue, personal income tax rates
- Pennsylvania Department of Labor and Industry, employee UC withholding
What if
Estimate for tax year 2026. Your real paycheck depends on your W-4, your benefits and your employer's payroll system. This is education, not tax, payroll or financial advice.
Take-home pay in Pennsylvania by salary
| Salary | Federal income tax | Social Security and Medicare | State income tax | State payroll | Take-home a year | A month | Every 2 weeks |
|---|---|---|---|---|---|---|---|
| $30,000 | $1,420 | $2,295 | $921 | $21 | $25,343 | $2,112 | $974.73 |
| $40,000 | $2,620 | $3,060 | $1,228 | $28 | $33,064 | $2,755 | $1,271.69 |
| $50,000 | $3,820 | $3,825 | $1,535 | $35 | $40,785 | $3,399 | $1,568.66 |
| $60,000 | $5,020 | $4,590 | $1,842 | $42 | $48,506 | $4,042 | $1,865.60 |
| $75,000 | $7,670 | $5,738 | $2,303 | $53 | $59,238 | $4,936 | $2,278.36 |
| $100,000 | $13,170 | $7,650 | $3,070 | $70 | $76,040 | $6,337 | $2,924.61 |
| $150,000 | $24,734 | $11,475 | $4,605 | $105 | $109,081 | $9,090 | $4,195.42 |
| $200,000 | $36,734 | $14,339 | $6,140 | $140 | $142,647 | $11,887 | $5,486.43 |
$30,000 in Pennsylvania $40,000 in Pennsylvania $50,000 in Pennsylvania $60,000 in Pennsylvania $70,000 in Pennsylvania $75,000 in Pennsylvania $80,000 in Pennsylvania $90,000 in Pennsylvania $100,000 in Pennsylvania $120,000 in Pennsylvania $150,000 in Pennsylvania $200,000 in Pennsylvania
Pennsylvania income tax in 2026
Pennsylvania taxes wages at a flat 3.07% with no standard deduction or exemption. Almost every municipality adds a local earned income tax.
Pennsylvania does not exclude 401(k) contributions from taxable compensation. Employees also pay 0.07% of wages for unemployment compensation, shown as a separate paycheck line.
- Standard deduction: none.
- 401(k): Pennsylvania taxes traditional 401(k) contributions when they are made, unlike the federal government.
| Taxable income | Rate |
|---|---|
| Over $0 | 3.07% |
Other paycheck deductions in Pennsylvania
| Deduction | Employee rate | Charged on | What it is |
|---|---|---|---|
| Pennsylvania unemployment compensation | 0.07% | all pay | Pennsylvania employees pay 0.07% of all wages toward unemployment compensation. There is no wage cap. |
City and county income taxes in Pennsylvania
Almost every Pennsylvania municipality charges an earned income tax, commonly 1% to 2%. The calculator includes the two largest cities; for any other, enter its percentage under “W-4 and other details”.
| Place | Local income tax in 2026 |
|---|---|
| Philadelphia | 3.735% for residents, 3.425% if you only work there |
| Pittsburgh | 3% for residents, 1% if you only work there |
How Pennsylvania compares
On $85,000 a year, Pennsylvania ranks 18 of 51 for take-home pay among the states and D.C. (1 keeps the most). City and county taxes are not counted in this comparison.
| State | Income tax | State taxes on $85,000 | Take-home a year | Against Pennsylvania | |
|---|---|---|---|---|---|
| Pennsylvania | 3.07% flat | $2,669 | $65,959 | ||
| Delaware | 2.2% to 6.6% | $4,609 | $64,019 | −$1,940 | Compare |
| Maryland | 2% to 6.5% | $3,672 | $64,956 | −$1,003 | Compare |
| New Jersey | 1.4% to 10.75% | $3,772 | $64,856 | −$1,103 | Compare |
| New York | 3.9% to 10.9% | $4,391 | $64,236 | −$1,722 | Compare |
| Ohio | 2.75% flat | $1,901 | $66,727 | +$768 | Compare |
| West Virginia | 2.11% to 4.58% | $3,004 | $65,624 | −$335 | Compare |
Pennsylvania paycheck questions
How much is $60,000 a year after taxes in Pennsylvania?
About $48,506 a year, or $4,042 a month, for a single person with no other deductions. That is after $5,020 in federal income tax, $4,590 for Social Security and Medicare, $1,842 in Pennsylvania income tax and $42 for state payroll programs.
How much is $100,000 a year after taxes in Pennsylvania?
About $76,040 a year, or $6,337 a month, for a single person with no other deductions. That is after $13,170 in federal income tax, $7,650 for Social Security and Medicare, $3,070 in Pennsylvania income tax and $70 for state payroll programs.
What is the Pennsylvania income tax rate for 2026?
Pennsylvania taxes wages at a flat 3.07% with no standard deduction or exemption. Almost every municipality adds a local earned income tax.
Does Pennsylvania tax 401(k) contributions?
Yes. Pennsylvania taxes traditional 401(k) contributions in the year you make them, so they lower your federal income tax but not your Pennsylvania income tax.
Are there city or county income taxes in Pennsylvania?
Yes. This calculator covers 2 of them, including Philadelphia, Pittsburgh. They are added only when you choose one.
What else comes out of a paycheck in Pennsylvania?
Pennsylvania unemployment compensation (0.07%). This is separate from income tax and shown as its own line.
Sources
- Pennsylvania Department of Revenue, personal income tax rates
- IRS newsroom, tax year 2026 inflation adjustments (Rev. Proc. 2025-32)
- Rev. Proc. 2025-32 (PDF)
- SSA, Contribution and benefit base
Pennsylvania figures last checked on October 11, 2026. Latest update: Employee unemployment compensation withholding (0.07%) added. If something looks wrong, tell us.