Maryland · tax year 2026
Maryland paycheck calculator
Maryland taxes income at 2% to 6.5% after a $3,400 standard deduction ($6,800 joint or head of household) and a $3,200 exemption per person. Every county adds its own income tax on the same taxable income. On $85,000 a year, a single person here takes home about $64,956, or $2,498.31 every two weeks.
Estimated take-home pay · 2026
Biweekly pay · Single · Maryland
$2,498.31 per paycheck
from $3,269.23 before taxes · 26 paychecks a year
Where each dollar goes
- Take-home pay76.4%$64,956
- Federal income tax11.6%$9,870
- Social Security and Medicare7.6%$6,503
- State taxes4.3%$3,672
Line by line
Per paycheckPer yearPay
Taxes
Federal income tax$379.62$9,870
2026 brackets after the $16,100 standard deduction, worked out for the year and spread over your paychecks. IRS Rev. Proc. 2025-32
Social Security$202.69$5,270
6.2% of wages up to $184,500. Traditional 401(k) contributions do not reduce it. SSA wage base · 2026
Medicare$47.40$1,233
1.45% of wages, with no cap. IRS Pub. 15 · 2026
Maryland income tax$141.21$3,672
Maryland taxes income at 2% to 6.5% after a $3,400 standard deduction ($6,800 joint or head of household) and a $3,200 exemption per person. Every county adds its own income tax on the same taxable income. Maryland · 2026
Tap a line to see how it was worked out. Each paycheck is the year's figure divided by 26 and rounded to the cent.
Show the math
Federal income tax for the year
| Wages | $85,000.00 |
|---|---|
| Standard deduction | −$16,100.00 |
| Taxable income | $68,900.00 |
| Tax from the 2026 brackets | $9,870.00 |
| Federal income tax | $9,870.00 |
Maryland income tax for the year
| Wages taxed by the state | $85,000.00 |
|---|---|
| Standard deduction | −$3,400.00 |
| Exemptions | −$3,200.00 |
| Taxable income | $78,400.00 |
| Tax from the rate schedule | $3,671.50 |
| Maryland income tax | $3,671.50 |
Good to know
- Some cities or counties in Maryland charge their own income tax. None is selected, so no local tax is included.
Sources for these figures
- IRS newsroom, tax year 2026 inflation adjustments (Rev. Proc. 2025-32)
- Rev. Proc. 2025-32 (PDF)
- Tax Foundation, 2026 federal income tax brackets
- IRS Publication 15-T, Federal Income Tax Withholding Methods
- IRS, 401(k) limit increases to $24,500 for 2026, IRA limit increases to $7,500
- SSA, Contribution and benefit base
- IRS Publication 15 (Circular E), Employer's Tax Guide
- IRS, Questions and answers for the Additional Medicare Tax
- Comptroller of Maryland, 2026 withholding percentage method
- USDA National Finance Center, Maryland state and county withholding, 2026
What if
Estimate for tax year 2026. Your real paycheck depends on your W-4, your benefits and your employer's payroll system. This is education, not tax, payroll or financial advice.
Take-home pay in Maryland by salary
| Salary | Federal income tax | Social Security and Medicare | State income tax | Take-home a year | A month | Every 2 weeks |
|---|---|---|---|---|---|---|
| $30,000 | $1,420 | $2,295 | $1,059 | $25,226 | $2,102 | $970.23 |
| $40,000 | $2,620 | $3,060 | $1,534 | $32,786 | $2,732 | $1,261.00 |
| $50,000 | $3,820 | $3,825 | $2,009 | $40,346 | $3,362 | $1,551.78 |
| $60,000 | $5,020 | $4,590 | $2,484 | $47,906 | $3,992 | $1,842.53 |
| $75,000 | $7,670 | $5,738 | $3,197 | $58,396 | $4,866 | $2,246.00 |
| $100,000 | $13,170 | $7,650 | $4,384 | $74,796 | $6,233 | $2,876.76 |
| $150,000 | $24,734 | $11,475 | $7,040 | $106,752 | $8,896 | $4,105.83 |
| $200,000 | $36,734 | $14,339 | $9,823 | $139,104 | $11,592 | $5,350.15 |
$30,000 in Maryland $40,000 in Maryland $50,000 in Maryland $60,000 in Maryland $70,000 in Maryland $75,000 in Maryland $80,000 in Maryland $90,000 in Maryland $100,000 in Maryland $120,000 in Maryland $150,000 in Maryland $200,000 in Maryland
Maryland income tax in 2026
Maryland taxes income at 2% to 6.5% after a $3,400 standard deduction ($6,800 joint or head of household) and a $3,200 exemption per person. Every county adds its own income tax on the same taxable income.
The 2026 standard deduction is $3,400 (single) and $6,800 (joint, head of household). The $3,200 exemption drops to $1,600, then $800, then zero as federal AGI passes $100,000, $125,000 and $150,000 (single) or $150,000, $175,000 and $200,000 (joint, head of household). The 2% capital-gains surtax does not apply to wages. County tax is selected separately; nonresidents pay a 2.25% special rate instead.
- Standard deduction: $3,400 single, $6,800 married filing jointly, $6,800 head of household.
- Personal exemption: $3,200 for you ($6,400 for a couple) and $3,200 for each dependent, taken off income.
- 401(k): traditional contributions come out before Maryland income tax, as they do for federal tax.
| Taxable income | Rate |
|---|---|
| Up to $1,000 | 2% |
| $1,000 to $2,000 | 3% |
| $2,000 to $3,000 | 4% |
| $3,000 to $100,000 | 4.75% |
| $100,000 to $125,000 | 5% |
| $125,000 to $150,000 | 5.25% |
| $150,000 to $250,000 | 5.5% |
| $250,000 to $500,000 | 5.75% |
| $500,000 to $1,000,000 | 6.25% |
| Over $1,000,000 | 6.5% |
| Taxable income | Rate |
|---|---|
| Up to $1,000 | 2% |
| $1,000 to $2,000 | 3% |
| $2,000 to $3,000 | 4% |
| $3,000 to $150,000 | 4.75% |
| $150,000 to $175,000 | 5% |
| $175,000 to $225,000 | 5.25% |
| $225,000 to $300,000 | 5.5% |
| $300,000 to $600,000 | 5.75% |
| $600,000 to $1,200,000 | 6.25% |
| Over $1,200,000 | 6.5% |
Other paycheck deductions in Maryland
Maryland takes no other state payroll deductions from employees. Apart from state income tax, the only deductions required by law are Social Security and Medicare.
City and county income taxes in Maryland
Every Maryland county, and Baltimore City, charges a local income tax on top of the state's. You pay the rate of the county you live in.
| Place | Local income tax in 2026 |
|---|---|
| Allegany County | 3.2% |
| Anne Arundel County | 2.7% to 3.2% |
| Baltimore City | 3.2% |
| Baltimore County | 3.2% |
| Calvert County | 3.2% |
| Caroline County | 3.2% |
| Carroll County | 3.03% |
| Cecil County | 2.74% |
| Charles County | 3.03% |
| Dorchester County | 3.3% |
| Frederick County | 2.25% to 3.2%, depending on income |
| Garrett County | 2.65% |
| Harford County | 3.06% |
| Howard County | 3.2% |
| Kent County | 3.3% |
| Montgomery County | 3.2% |
| Prince George's County | 3.2% |
| Queen Anne's County | 3.2% |
| Somerset County | 3.2% |
| St. Mary's County | 3.2% |
| Talbot County | 2.4% |
| Washington County | 2.95% |
| Wicomico County | 3.2% |
| Worcester County | 2.25% |
Baltimore calculator Montgomery County calculator Prince George's County calculator Anne Arundel County calculator Baltimore County calculator Howard County calculator Frederick County calculator
How Maryland compares
On $85,000 a year, Maryland ranks 36 of 51 for take-home pay among the states and D.C. (1 keeps the most). City and county taxes are not counted in this comparison.
| State | Income tax | State taxes on $85,000 | Take-home a year | Against Maryland | |
|---|---|---|---|---|---|
| Maryland | 2% to 6.5% | $3,672 | $64,956 | ||
| Delaware | 2.2% to 6.6% | $4,609 | $64,019 | −$938 | Compare |
| District of Columbia | 4% to 10.75% | $4,257 | $64,371 | −$585 | Compare |
| Pennsylvania | 3.07% flat | $2,669 | $65,959 | +$1,003 | Compare |
| Virginia | 2% to 5.75% | $4,073 | $64,554 | −$402 | Compare |
| West Virginia | 2.11% to 4.58% | $3,004 | $65,624 | +$668 | Compare |
Maryland paycheck questions
How much is $60,000 a year after taxes in Maryland?
About $47,906 a year, or $3,992 a month, for a single person with no other deductions. That is after $5,020 in federal income tax, $4,590 for Social Security and Medicare, $2,484 in Maryland income tax.
How much is $100,000 a year after taxes in Maryland?
About $74,796 a year, or $6,233 a month, for a single person with no other deductions. That is after $13,170 in federal income tax, $7,650 for Social Security and Medicare, $4,384 in Maryland income tax.
What is the Maryland income tax rate for 2026?
Maryland taxes income at 2% to 6.5% after a $3,400 standard deduction ($6,800 joint or head of household) and a $3,200 exemption per person. Every county adds its own income tax on the same taxable income.
Does Maryland tax 401(k) contributions?
No. Traditional 401(k) contributions come out of your pay before Maryland income tax, just as they do for federal income tax. Social Security and Medicare are still charged on them.
Are there city or county income taxes in Maryland?
Yes. This calculator covers 24 of them, including Montgomery County, Baltimore City, Allegany County. They are added only when you choose one.
Sources
- Comptroller of Maryland, 2026 withholding percentage method
- USDA National Finance Center, Maryland state and county withholding, 2026
- IRS newsroom, tax year 2026 inflation adjustments (Rev. Proc. 2025-32)
- Rev. Proc. 2025-32 (PDF)
- SSA, Contribution and benefit base
Maryland figures last checked on October 11, 2026. Latest update: Standard deduction updated to $3,400 / $6,800; head of household now uses the joint schedule and deduction; exemption reduction now follows the official steps. If something looks wrong, tell us.