LocalTakehome True take-home pay for where you actually live.

Indiana · tax year 2026

Indiana paycheck calculator

Indiana taxes income at a flat 2.95% for 2026 after a $1,000 exemption per person. Every county adds its own income tax. On $85,000 a year, a single person here takes home about $66,150, or $2,544.21 every two weeks.

How often you are paid
Retirement and benefits 401(k), HSA, health insurance

A 403(b), 457 or TSP works the same way as a 401(k) here. Amounts below are for the whole year.

Bonus, tips and overtime including the new federal deductions
W-4 and other details second job, extra withholding, contractor
Saved on this device

Saved in this browser only. Nothing is sent anywhere.

Estimated take-home pay · 2026

Biweekly pay · Single · Indiana

Example

$2,544.21 per paycheck

from $3,269.23 before taxes · 26 paychecks a year

You keep$77.82of every $100 earned
Taxes take22.2%of gross pay, $18,851 a year
Of your next $1,000$674is yours to keep
After tax, an hour is worth$31.80at 2,080 paid hours a year

Where each dollar goes

  • Take-home pay77.8%$66,150
  • Federal income tax11.6%$9,870
  • Social Security and Medicare7.6%$6,503
  • State taxes2.9%$2,478

Line by line

Per paycheckPer year

Pay

Gross pay$3,269.23$85,000

Taxes

Federal income tax$379.62$9,870

2026 brackets after the $16,100 standard deduction, worked out for the year and spread over your paychecks. IRS Rev. Proc. 2025-32

Social Security$202.69$5,270

6.2% of wages up to $184,500. Traditional 401(k) contributions do not reduce it. SSA wage base · 2026

Medicare$47.40$1,233

1.45% of wages, with no cap. IRS Pub. 15 · 2026

Indiana income tax$95.31$2,478

Indiana taxes income at a flat 2.95% for 2026 after a $1,000 exemption per person. Every county adds its own income tax. Indiana · 2026

Take-home pay$2,544.21$66,150

Tap a line to see how it was worked out. Each paycheck is the year's figure divided by 26 and rounded to the cent.

Show the math

Federal income tax for the year

Wages$85,000.00
Standard deduction−$16,100.00
Taxable income$68,900.00
Tax from the 2026 brackets$9,870.00
Federal income tax$9,870.00

Indiana income tax for the year

Wages taxed by the state$85,000.00
Exemptions−$1,000.00
Taxable income$84,000.00
Tax from the rate schedule$2,478.00
Indiana income tax$2,478.00

Good to know

  • Some cities or counties in Indiana charge their own income tax. None is selected, so no local tax is included.
Sources for these figures

What if

A $5,000 raise+$3,370 a yearYou keep $67 of each extra $100.
1% more into a 401(k)$850 saved a yearTake-home falls by only $24.54 a paycheck, because the tax bill drops too.
A $5,000 bonus$3,370 after taxEmployers often withhold more than this up front; the difference comes back at tax time.
+$2,478 a yearTexas, with no city tax. Compare side by side

Estimate for tax year 2026. Your real paycheck depends on your W-4, your benefits and your employer's payroll system. This is education, not tax, payroll or financial advice.

Indiana income tax2.95% flattax year 2026
Take-home on $85,000$66,150$2,544.21 every two weeks, single
Rank for take-home pay14 of 51on $85,000; 1 keeps the most
Local income taxes92in this calculator

Take-home pay in Indiana by salary

Single filer, no dependents, no retirement or benefit deductions. Tax year 2026.
SalaryFederal income taxSocial Security and MedicareState income taxTake-home a yearA monthEvery 2 weeks
$30,000$1,420$2,295$856$25,430$2,119$978.06
$40,000$2,620$3,060$1,151$33,170$2,764$1,275.75
$50,000$3,820$3,825$1,446$40,910$3,409$1,573.45
$60,000$5,020$4,590$1,741$48,650$4,054$1,871.13
$75,000$7,670$5,738$2,183$59,410$4,951$2,284.98
$100,000$13,170$7,650$2,921$76,260$6,355$2,933.05
$150,000$24,734$11,475$4,396$109,396$9,116$4,207.52
$200,000$36,734$14,339$5,871$143,057$11,921$5,502.17

$30,000 in Indiana $40,000 in Indiana $50,000 in Indiana $60,000 in Indiana $70,000 in Indiana $75,000 in Indiana $80,000 in Indiana $90,000 in Indiana $100,000 in Indiana $120,000 in Indiana $150,000 in Indiana $200,000 in Indiana

Indiana income tax in 2026

Indiana taxes income at a flat 2.95% for 2026 after a $1,000 exemption per person. Every county adds its own income tax.

The rate fell from 3.0% to 2.95% on January 1, 2026. Each taxpayer and dependent gets a $1,000 exemption, and each dependent child gets an additional $1,500; this estimate treats every dependent entered as a child ($2,500). County income tax is selected separately and uses the same taxable income. For 2026 only, Indiana allows the same deductions for tips and overtime premium pay as the federal return, for state and county income tax.

  • Standard deduction: none.
  • Personal exemption: $1,000 for you ($2,000 for a couple) and $2,500 for each dependent, taken off income.
  • 401(k): traditional contributions come out before Indiana income tax, as they do for federal tax.
Indiana income tax rates for 2026, all filing statuses
Taxable incomeRate
Over $02.95%

Other paycheck deductions in Indiana

Indiana takes no other state payroll deductions from employees. Apart from state income tax, the only deductions required by law are Social Security and Medicare.

City and county income taxes in Indiana

Every Indiana county charges its own income tax on top of the state's. You pay the rate of the county you lived in on January 1.

PlaceLocal income tax in 2026
Adams County1.6%
Allen County1.59%
Bartholomew County1.75%
Benton County1.79%
Blackford County2.5%
Boone County1.71%
Brown County2.5234%
Carroll County2.4733%
Cass County2.95%
Clark County2%
Clay County2.35%
Clinton County2.65%
Crawford County1.65%
Daviess County1.5%
Dearborn County1.4%
Decatur County2.45%
DeKalb County2.13%
Delaware County1.5%
Dubois County1.2%
Elkhart County2%
Fayette County2.82%
Floyd County1.89%
Fountain County2.1%
Franklin County1.7%
Fulton County2.88%
Gibson County1.3%
Grant County2.75%
Greene County2.35%
Hamilton County1.1%
Hancock County1.94%
Harrison County1%
Hendricks County1.7%
Henry County2.02%
Howard County2.35%
Huntington County1.95%
Jackson County2.1%
Jasper County2.864%
Jay County2.5%
Jefferson County1.03%
Jennings County2.5%
Johnson County1.4%
Knox County1.7%
Kosciusko County1%
LaGrange County1.65%
Lake County1.5%
LaPorte County1.45%
Lawrence County1.75%
Madison County2.25%
Marion County2.02%
Marshall County1.25%
Martin County2.5%
Miami County2.54%
Monroe County2.14%
Montgomery County2.65%
Morgan County2.72%
Newton County1%
Noble County1.75%
Ohio County2%
Orange County1.75%
Owen County2.5%
Parke County2.65%
Perry County1.4%
Pike County1.2%
Porter County0.5%
Posey County1.45%
Pulaski County2.85%
Putnam County2.3%
Randolph County3%
Ripley County2.38%
Rush County2.15%
Scott County2.16%
Shelby County1.7%
Spencer County0.8%
St. Joseph County1.75%
Starke County1.71%
Steuben County1.99%
Sullivan County1.7%
Switzerland County1.45%
Tippecanoe County1.28%
Tipton County2.6%
Union County2.75%
Vanderburgh County1.25%
Vermillion County1.5%
Vigo County2%
Wabash County2.9%
Warren County2.12%
Warrick County1%
Washington County2%
Wayne County1.25%
Wells County2.1%
White County2.32%
Whitley County1.6829%

Indianapolis calculator Fort Wayne calculator

How Indiana compares

On $85,000 a year, Indiana ranks 14 of 51 for take-home pay among the states and D.C. (1 keeps the most). City and county taxes are not counted in this comparison.

StateIncome taxState taxes on $85,000Take-home a yearAgainst Indiana
Indiana2.95% flat$2,478$66,150
Illinois4.95% flat$4,063$64,565−$1,585Compare
Kentucky3.5% flat$2,857$65,770−$379Compare
Michigan4.25% flat$3,362$65,266−$884Compare
Ohio2.75% flat$1,901$66,727+$577Compare

See all states ranked for any salary

Indiana paycheck questions

How much is $60,000 a year after taxes in Indiana?

About $48,650 a year, or $4,054 a month, for a single person with no other deductions. That is after $5,020 in federal income tax, $4,590 for Social Security and Medicare, $1,741 in Indiana income tax.

How much is $100,000 a year after taxes in Indiana?

About $76,260 a year, or $6,355 a month, for a single person with no other deductions. That is after $13,170 in federal income tax, $7,650 for Social Security and Medicare, $2,921 in Indiana income tax.

What is the Indiana income tax rate for 2026?

Indiana taxes income at a flat 2.95% for 2026 after a $1,000 exemption per person. Every county adds its own income tax.

Does Indiana tax 401(k) contributions?

No. Traditional 401(k) contributions come out of your pay before Indiana income tax, just as they do for federal income tax. Social Security and Medicare are still charged on them.

Are there city or county income taxes in Indiana?

Yes. This calculator covers 92 of them, including Adams County, Allen County, Bartholomew County. They are added only when you choose one.

Sources

Indiana figures last checked on October 11, 2026. Latest update: Dependent children now receive the additional $1,500 exemption; all 92 county rates added. State treatment of the federal tips and overtime deductions added. If something looks wrong, tell us.

Calculator by LocalTakehome