Illinois · tax year 2026
Illinois paycheck calculator
Illinois taxes income at a flat 4.95% after a $2,925 exemption per person. On $85,000 a year, a single person here takes home about $64,565, or $2,483.26 every two weeks.
Estimated take-home pay · 2026
Biweekly pay · Single · Illinois
$2,483.26 per paycheck
from $3,269.23 before taxes · 26 paychecks a year
Where each dollar goes
- Take-home pay76.0%$64,565
- Federal income tax11.6%$9,870
- Social Security and Medicare7.6%$6,503
- State taxes4.8%$4,063
Line by line
Per paycheckPer yearPay
Taxes
Federal income tax$379.62$9,870
2026 brackets after the $16,100 standard deduction, worked out for the year and spread over your paychecks. IRS Rev. Proc. 2025-32
Social Security$202.69$5,270
6.2% of wages up to $184,500. Traditional 401(k) contributions do not reduce it. SSA wage base · 2026
Medicare$47.40$1,233
1.45% of wages, with no cap. IRS Pub. 15 · 2026
Illinois income tax$156.26$4,063
Illinois taxes income at a flat 4.95% after a $2,925 exemption per person. Illinois · 2026
Tap a line to see how it was worked out. Each paycheck is the year's figure divided by 26 and rounded to the cent.
Show the math
Federal income tax for the year
| Wages | $85,000.00 |
|---|---|
| Standard deduction | −$16,100.00 |
| Taxable income | $68,900.00 |
| Tax from the 2026 brackets | $9,870.00 |
| Federal income tax | $9,870.00 |
Illinois income tax for the year
| Wages taxed by the state | $85,000.00 |
|---|---|
| Exemptions | −$2,925.00 |
| Taxable income | $82,075.00 |
| Tax from the rate schedule | $4,062.71 |
| Illinois income tax | $4,062.71 |
Sources for these figures
- IRS newsroom, tax year 2026 inflation adjustments (Rev. Proc. 2025-32)
- Rev. Proc. 2025-32 (PDF)
- Tax Foundation, 2026 federal income tax brackets
- IRS Publication 15-T, Federal Income Tax Withholding Methods
- IRS, 401(k) limit increases to $24,500 for 2026, IRA limit increases to $7,500
- SSA, Contribution and benefit base
- IRS Publication 15 (Circular E), Employer's Tax Guide
- IRS, Questions and answers for the Additional Medicare Tax
- Illinois Comptroller, Payroll Bulletin 1-26: state income tax exemptions for 2026
What if
Estimate for tax year 2026. Your real paycheck depends on your W-4, your benefits and your employer's payroll system. This is education, not tax, payroll or financial advice.
Take-home pay in Illinois by salary
| Salary | Federal income tax | Social Security and Medicare | State income tax | Take-home a year | A month | Every 2 weeks |
|---|---|---|---|---|---|---|
| $30,000 | $1,420 | $2,295 | $1,340 | $24,945 | $2,079 | $959.41 |
| $40,000 | $2,620 | $3,060 | $1,835 | $32,485 | $2,707 | $1,249.41 |
| $50,000 | $3,820 | $3,825 | $2,330 | $40,025 | $3,335 | $1,539.43 |
| $60,000 | $5,020 | $4,590 | $2,825 | $47,565 | $3,964 | $1,829.41 |
| $75,000 | $7,670 | $5,738 | $3,568 | $58,025 | $4,835 | $2,231.72 |
| $100,000 | $13,170 | $7,650 | $4,805 | $74,375 | $6,198 | $2,860.56 |
| $150,000 | $24,734 | $11,475 | $7,280 | $106,511 | $8,876 | $4,096.57 |
| $200,000 | $36,734 | $14,339 | $9,755 | $139,172 | $11,598 | $5,352.76 |
$30,000 in Illinois $40,000 in Illinois $50,000 in Illinois $60,000 in Illinois $70,000 in Illinois $75,000 in Illinois $80,000 in Illinois $90,000 in Illinois $100,000 in Illinois $120,000 in Illinois $150,000 in Illinois $200,000 in Illinois
Illinois income tax in 2026
Illinois taxes income at a flat 4.95% after a $2,925 exemption per person.
The 2026 exemption allowance is $2,925. Exemptions are not allowed when federal adjusted gross income is above $250,000 ($500,000 joint). Illinois has no standard deduction and no local wage tax.
- Standard deduction: none.
- Personal exemption: $2,925 for you ($5,850 for a couple) and $2,925 for each dependent, taken off income.
- 401(k): traditional contributions come out before Illinois income tax, as they do for federal tax.
| Taxable income | Rate |
|---|---|
| Over $0 | 4.95% |
Other paycheck deductions in Illinois
Illinois takes no other state payroll deductions from employees. Apart from state income tax, the only deductions required by law are Social Security and Medicare.
City and county income taxes in Illinois
Illinois has no city or county income tax in this calculator. If you pay one that is not listed, you can enter its percentage in the calculator under “W-4 and other details”.
How Illinois compares
On $85,000 a year, Illinois ranks 40 of 51 for take-home pay among the states and D.C. (1 keeps the most). City and county taxes are not counted in this comparison.
| State | Income tax | State taxes on $85,000 | Take-home a year | Against Illinois | |
|---|---|---|---|---|---|
| Illinois | 4.95% flat | $4,063 | $64,565 | ||
| Indiana | 2.95% flat | $2,478 | $66,150 | +$1,585 | Compare |
| Iowa | 3.8% flat | $2,578 | $66,049 | +$1,485 | Compare |
| Kentucky | 3.5% flat | $2,857 | $65,770 | +$1,205 | Compare |
| Missouri | 2% to 4.7% | $2,988 | $65,639 | +$1,075 | Compare |
| Wisconsin | 3.5% to 7.65% | $3,537 | $65,090 | +$526 | Compare |
Illinois paycheck questions
How much is $60,000 a year after taxes in Illinois?
About $47,565 a year, or $3,964 a month, for a single person with no other deductions. That is after $5,020 in federal income tax, $4,590 for Social Security and Medicare, $2,825 in Illinois income tax.
How much is $100,000 a year after taxes in Illinois?
About $74,375 a year, or $6,198 a month, for a single person with no other deductions. That is after $13,170 in federal income tax, $7,650 for Social Security and Medicare, $4,805 in Illinois income tax.
What is the Illinois income tax rate for 2026?
Illinois taxes income at a flat 4.95% after a $2,925 exemption per person.
Does Illinois tax 401(k) contributions?
No. Traditional 401(k) contributions come out of your pay before Illinois income tax, just as they do for federal income tax. Social Security and Medicare are still charged on them.
Are there city or county income taxes in Illinois?
Not in this calculator. If your city or county charges one, you can enter the percentage yourself.
Sources
- Illinois Comptroller, Payroll Bulletin 1-26: state income tax exemptions for 2026
- IRS newsroom, tax year 2026 inflation adjustments (Rev. Proc. 2025-32)
- Rev. Proc. 2025-32 (PDF)
- SSA, Contribution and benefit base
Illinois figures last checked on October 11, 2026. If something looks wrong, tell us.