Tax year 2026

Hourly paycheck calculator

Enter your hourly rate and your hours. Add overtime, night or weekend rates if you have them, and see what reaches your bank account.

How often you are paid

California has no city or county income tax in this calculator. If yours has one, add the percent under “W-4 and other details”.

Retirement and benefits 401(k), HSA, health insurance

A 403(b), 457 or TSP works the same way as a 401(k) here. Amounts below are for the whole year.

Bonus, tips and overtime including the new federal deductions
W-4 and other details second job, extra withholding, contractor
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Estimated take-home pay · 2026

Biweekly pay · Single · California

Example

$1,622.81 per paycheck

from $2,000.00 before taxes · 26 paychecks a year

You keep$81.14of every $100 earned
Taxes take18.9%of gross pay, $9,807 a year
Of your next $1,000$731is yours to keep
After tax, an hour is worth$20.29at 2,080 paid hours a year

Where each dollar goes

  • Take-home pay81.1%$42,193
  • Federal income tax7.8%$4,060
  • Social Security and Medicare7.6%$3,978
  • State taxes3.4%$1,769

Line by line

Per paycheckPer year

Pay

Gross pay$2,000.00$52,000

Taxes

Federal income tax$156.15$4,060

2026 brackets after the $16,100 standard deduction, worked out for the year and spread over your paychecks. IRS Rev. Proc. 2025-32

Social Security$124.00$3,224

6.2% of wages up to $184,500. Traditional 401(k) contributions do not reduce it. SSA wage base · 2026

Medicare$29.00$754

1.45% of wages, with no cap. IRS Pub. 15 · 2026

California income tax$42.04$1,093

California taxes income at graduated rates from 1% to 12.3%, plus 1% on taxable income over $1 million, after the state standard deduction and exemption credits. State disability insurance (SDI) is a separate paycheck line. California · 2026

California SDI$26.00$676

California disability and paid family leave, withheld from the employee. The 2026 rate is 1.3% with no wage ceiling. CA EDD · 2026

Take-home pay$1,622.81$42,193

Tap a line to see how it was worked out. Each paycheck is the year's figure divided by 26 and rounded to the cent.

Show the math

Federal income tax for the year

Wages$52,000.00
Standard deduction−$16,100.00
Taxable income$35,900.00
Tax from the 2026 brackets$4,060.00
Federal income tax$4,060.00

California income tax for the year

Wages taxed by the state$52,000.00
Standard deduction−$5,900.00
Taxable income$46,100.00
Tax from the rate schedule$1,251.08
Exemption credits−$158.00
California income tax$1,093.08
Sources for these figures

What if

A $1 an hour raise+$1,519 a yearYou keep $73 of each extra $100.
1% more into a 401(k)$520 saved a yearTake-home falls by only $16.40 a paycheck, because the tax bill drops too.
A $5,000 bonus$3,653 after taxEmployers often withhold more than this up front; the difference comes back at tax time.
+$1,769 a yearTexas, with no city tax. Compare side by side

Estimate for tax year 2026. Your real paycheck depends on your W-4, your benefits and your employer's payroll system. This is education, not tax, payroll or financial advice.

From an hourly wage to a paycheck

The calculator multiplies your rate by your weekly hours and paid weeks to get the year's pay, works out each tax on that, and divides the result by your number of paychecks. Overtime hours are paid at the multiplier you enter, normally 1.5 times the regular rate for hours over 40 in a week.

For example, $25.00 an hour for 40 hours a week is $52,000 a year. For a single person in Pennsylvania that leaves about $42,329 after tax: $1,628.05 every two weeks, or $20.35 for each hour worked.

To switch between hourly, monthly and yearly pay without the tax detail, use the salary to hourly converter. To see what an extra shift is worth, use the overtime calculator.

Questions

How do I work out my yearly pay from an hourly wage?

Multiply the hourly rate by the hours you work in a week, then by the weeks you are paid in a year. At 40 hours a week for 52 weeks that is 2,080 hours, so $25 an hour is $52,000 a year before taxes.

How is overtime taxed?

Overtime is taxed like any other pay, at whatever rates your total income reaches. From 2025 through 2028 the premium part of overtime pay (the extra half in time-and-a-half) can be deducted from federal taxable income, up to $12,500 a year. The calculator applies that when you enter overtime hours.

What if my hours change from week to week?

Enter your typical week, or switch “Hours above are for” to “One paycheck” and enter the hours on a particular check. The calculator then treats every paycheck in the year as the same as that one.

Can I enter night or weekend rates?

Yes. Choose “Add them line by line” under the hours and enter each rate with its own hours.

Common hourly wages after tax

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