Arizona · tax year 2026
Arizona paycheck calculator
Arizona taxes income at a flat 2.5% after its standard deduction, with a $125 credit for each dependent child. On $85,000 a year, a single person here takes home about $66,896, or $2,572.93 every two weeks.
Estimated take-home pay · 2026
Biweekly pay · Single · Arizona
$2,572.93 per paycheck
from $3,269.23 before taxes · 26 paychecks a year
Where each dollar goes
- Take-home pay78.7%$66,896
- Federal income tax11.6%$9,870
- Social Security and Medicare7.6%$6,503
- State taxes2.0%$1,731
Line by line
Per paycheckPer yearPay
Taxes
Federal income tax$379.62$9,870
2026 brackets after the $16,100 standard deduction, worked out for the year and spread over your paychecks. IRS Rev. Proc. 2025-32
Social Security$202.69$5,270
6.2% of wages up to $184,500. Traditional 401(k) contributions do not reduce it. SSA wage base · 2026
Medicare$47.40$1,233
1.45% of wages, with no cap. IRS Pub. 15 · 2026
Arizona income tax$66.59$1,731
Arizona taxes income at a flat 2.5% after its standard deduction, with a $125 credit for each dependent child. Arizona · 2026
Tap a line to see how it was worked out. Each paycheck is the year's figure divided by 26 and rounded to the cent.
Show the math
Federal income tax for the year
| Wages | $85,000.00 |
|---|---|
| Standard deduction | −$16,100.00 |
| Taxable income | $68,900.00 |
| Tax from the 2026 brackets | $9,870.00 |
| Federal income tax | $9,870.00 |
Arizona income tax for the year
| Wages taxed by the state | $85,000.00 |
|---|---|
| Standard deduction | −$15,750.00 |
| Taxable income | $69,250.00 |
| Tax from the rate schedule | $1,731.25 |
| Arizona income tax | $1,731.25 |
Sources for these figures
- IRS newsroom, tax year 2026 inflation adjustments (Rev. Proc. 2025-32)
- Rev. Proc. 2025-32 (PDF)
- Tax Foundation, 2026 federal income tax brackets
- IRS Publication 15-T, Federal Income Tax Withholding Methods
- IRS, 401(k) limit increases to $24,500 for 2026, IRA limit increases to $7,500
- SSA, Contribution and benefit base
- IRS Publication 15 (Circular E), Employer's Tax Guide
- IRS, Questions and answers for the Additional Medicare Tax
- Arizona Legislature, SB 1861 fact sheet as enacted (2026, chapter 140)
- Arizona Department of Revenue, Individual Income Update, February 2026
What if
Estimate for tax year 2026. Your real paycheck depends on your W-4, your benefits and your employer's payroll system. This is education, not tax, payroll or financial advice.
Take-home pay in Arizona by salary
| Salary | Federal income tax | Social Security and Medicare | State income tax | Take-home a year | A month | Every 2 weeks |
|---|---|---|---|---|---|---|
| $30,000 | $1,420 | $2,295 | $356 | $25,929 | $2,161 | $997.26 |
| $40,000 | $2,620 | $3,060 | $606 | $33,714 | $2,809 | $1,296.68 |
| $50,000 | $3,820 | $3,825 | $856 | $41,499 | $3,458 | $1,596.12 |
| $60,000 | $5,020 | $4,590 | $1,106 | $49,284 | $4,107 | $1,895.52 |
| $75,000 | $7,670 | $5,738 | $1,481 | $60,111 | $5,009 | $2,311.97 |
| $100,000 | $13,170 | $7,650 | $2,106 | $77,074 | $6,423 | $2,964.37 |
| $150,000 | $24,734 | $11,475 | $3,356 | $110,435 | $9,203 | $4,247.49 |
| $200,000 | $36,734 | $14,339 | $4,606 | $144,321 | $12,027 | $5,550.80 |
$30,000 in Arizona $40,000 in Arizona $50,000 in Arizona $60,000 in Arizona $70,000 in Arizona $75,000 in Arizona $80,000 in Arizona $90,000 in Arizona $100,000 in Arizona $120,000 in Arizona $150,000 in Arizona $200,000 in Arizona
Arizona income tax in 2026
Arizona taxes income at a flat 2.5% after its standard deduction, with a $125 credit for each dependent child.
Senate Bill 1861 (signed June 13, 2026) set the standard deduction at $15,750 single, $23,625 head of household and $31,500 married filing jointly, retroactive to 2025; the Department of Revenue has not published a separate 2026 figure, so those amounts are used. The dependent credit is $125 for each dependent under 17 from 2026 ($25 for older dependents); this estimate uses $125 for every dependent entered. Arizona subtracts the federal deductions for qualified tips and overtime.
- Standard deduction: $15,750 single, $31,500 married filing jointly, $23,625 head of household.
- Personal credit: $125 for each dependent, taken off the tax.
- 401(k): traditional contributions come out before Arizona income tax, as they do for federal tax.
| Taxable income | Rate |
|---|---|
| Over $0 | 2.5% |
Other paycheck deductions in Arizona
Arizona takes no other state payroll deductions from employees. Apart from state income tax, the only deductions required by law are Social Security and Medicare.
City and county income taxes in Arizona
Arizona has no city or county income tax in this calculator. If you pay one that is not listed, you can enter its percentage in the calculator under “W-4 and other details”.
How Arizona compares
On $85,000 a year, Arizona ranks 11 of 51 for take-home pay among the states and D.C. (1 keeps the most). City and county taxes are not counted in this comparison.
| State | Income tax | State taxes on $85,000 | Take-home a year | Against Arizona | |
|---|---|---|---|---|---|
| Arizona | 2.5% flat | $1,731 | $66,896 | ||
| California | 1% to 13.3% | $4,621 | $64,007 | −$2,890 | Compare |
| Nevada | No tax on wages | $0 | $68,628 | +$1,731 | Compare |
| New Mexico | 1.5% to 5.9% | $2,834 | $65,793 | −$1,103 | Compare |
| Utah | 4.45% flat | $3,678 | $64,949 | −$1,947 | Compare |
| Colorado | 4.4% flat | $3,406 | $65,222 | −$1,674 | Compare |
Arizona paycheck questions
How much is $60,000 a year after taxes in Arizona?
About $49,284 a year, or $4,107 a month, for a single person with no other deductions. That is after $5,020 in federal income tax, $4,590 for Social Security and Medicare, $1,106 in Arizona income tax.
How much is $100,000 a year after taxes in Arizona?
About $77,074 a year, or $6,423 a month, for a single person with no other deductions. That is after $13,170 in federal income tax, $7,650 for Social Security and Medicare, $2,106 in Arizona income tax.
What is the Arizona income tax rate for 2026?
Arizona taxes income at a flat 2.5% after its standard deduction, with a $125 credit for each dependent child.
Does Arizona tax 401(k) contributions?
No. Traditional 401(k) contributions come out of your pay before Arizona income tax, just as they do for federal income tax. Social Security and Medicare are still charged on them.
Are there city or county income taxes in Arizona?
Not in this calculator. If your city or county charges one, you can enter the percentage yourself.
Sources
- Arizona Legislature, SB 1861 fact sheet as enacted (2026, chapter 140)
- Arizona Department of Revenue, Individual Income Update, February 2026
- IRS newsroom, tax year 2026 inflation adjustments (Rev. Proc. 2025-32)
- Rev. Proc. 2025-32 (PDF)
- SSA, Contribution and benefit base
Arizona figures last checked on October 11, 2026. Latest update: Standard deduction corrected from $8,350 / $16,700 to $15,750 / $31,500 ($23,625 head of household); dependent credit raised to $125. If something looks wrong, tell us.