Tennessee
Tennessee paycheck calculator
Tennessee does not tax wages. The Hall tax on interest and dividends is gone, and it was never a wage tax. Federal brackets and FICA still apply to every paycheck. Nashville and Memphis do not add a city income tax on wages in this model.
Entertainment and healthcare employers often pay bonuses. The bonus tool annualizes a spike against the same federal brackets; Tennessee still contributes $0 on the state line. A traditional 401(k) reduces federal tax only on the income-tax side — FICA stays put, and there is no state wage base to shrink.
Use Tennessee as a no-state-tax peer when comparing with Georgia’s flat 5.19% or Alabama’s brackets at the same salary. The federal lines match; the gap is the other state’s income tax.
Example take-home
| Salary | Federal | FICA | State | Payroll | Local | Net / year | Net / check |
|---|---|---|---|---|---|---|---|
| $40,000.00 | $2,620.00 | $3,060.00 | $0.00 | $0.00 | $0.00 | $34,320.00 | $1,320.00 |
| $60,000.00 | $5,020.00 | $4,590.00 | $0.00 | $0.00 | $0.00 | $50,390.00 | $1,938.07 |
| $80,000.00 | $8,770.00 | $6,120.00 | $0.00 | $0.00 | $0.00 | $65,110.00 | $2,504.22 |
| $100,000.00 | $13,170.00 | $7,650.00 | $0.00 | $0.00 | $0.00 | $79,180.00 | $3,045.38 |
| $150,000.00 | $24,734.00 | $11,475.00 | $0.00 | $0.00 | $0.00 | $113,791.00 | $4,376.58 |
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What this page includes
- Federal income tax using the 2026 standard deduction and Rev. Proc. 2025-32 brackets
- Social Security (6.2% up to $184,500) and Medicare (1.45%, plus Additional Medicare when wages clear the filing-status threshold)
- Tennessee: no state wage income tax
- No employee state disability / paid-leave premium modeled for this state yet
- Local wage tax only if you select a city/county or enter a custom percent
Local tax
Tennessee does not have a local wage tax in this file. City costs show up in rent and sales tax, not as a second income-tax line on the stub.
What is not included
Credits, itemized deductions, multi-state credits, property tax, sales tax, and unsourced local rates are not included. Employer payroll tables can differ from this annualized estimate. Property tax and sales tax in Tennessee are real costs of living and are intentionally off this paycheck.
Questions
Does Tennessee withhold state income tax on wages?
No. The Hall tax is repealed and never applied to wages. Federal tax and FICA remain.
Is the old Hall tax in this calculator?
No. It is gone and would not belong on a wage stub anyway.
Do Nashville or Memphis tax wages here?
Not as a city income tax. The state line stays at zero.
Nearby
Compare · Bonus · Hourly · All states · Local taxes
Sources
- IRS newsroom, tax year 2026 inflation adjustments (Rev. Proc. 2025-32)
- Rev. Proc. 2025-32 (PDF)
- Tax Foundation, 2026 federal income tax brackets
- IRS Publication 15-T, Federal Income Tax Withholding Methods
- SSA, Contribution and benefit base
- IRS Publication 15 (Circular E), Employer's Tax Guide
- IRS, Questions and answers for the Additional Medicare Tax
- Tax Foundation, State Individual Income Tax Rates and Brackets, 2026
- IRS, state government websites index
See a rate that looks wrong? The sources and the gaps are public.