Rhode Island
Rhode Island paycheck calculator
Rhode Island’s rates are 3.75%, 4.75%, and 5.99% after an $11,200 single standard deduction and a $5,250 personal exemption. Brackets are not doubled for joint filers. The deduction and exemptions phase out between roughly $261,000 and $290,800 of modified AGI — that phaseout is not computed, so high earners can see a line that is too low.
Rhode Island Temporary Disability Insurance is a real withholding for many employees and is not in the payroll file yet. Providence does not add a separate city income tax here. A traditional 401(k) reduces the income-tax base; FICA does not.
Cross-border work into Massachusetts or Connecticut is common. This page taxes Rhode Island when you open it; it does not allocate days or file the other state.
Example take-home
| Salary | Federal | FICA | State | Payroll | Local | Net / year | Net / check |
|---|---|---|---|---|---|---|---|
| $40,000.00 | $2,620.00 | $3,060.00 | $883.13 | $0.00 | $0.00 | $33,436.87 | $1,286.03 |
| $60,000.00 | $5,020.00 | $4,590.00 | $1,633.13 | $0.00 | $0.00 | $48,756.87 | $1,875.26 |
| $80,000.00 | $8,770.00 | $6,120.00 | $2,383.13 | $0.00 | $0.00 | $62,726.87 | $2,412.56 |
| $100,000.00 | $13,170.00 | $7,650.00 | $3,148.13 | $0.00 | $0.00 | $76,031.87 | $2,924.30 |
| $150,000.00 | $24,734.00 | $11,475.00 | $5,523.13 | $0.00 | $0.00 | $108,267.87 | $4,164.15 |
Loading the 2026 calculator…
What this page includes
- Federal income tax using the 2026 standard deduction and Rev. Proc. 2025-32 brackets
- Social Security (6.2% up to $184,500) and Medicare (1.45%, plus Additional Medicare when wages clear the filing-status threshold)
- Rhode Island: graduated state income tax (top 5.99%)
- No employee state disability / paid-leave premium modeled for this state yet
- Local wage tax only if you select a city/county or enter a custom percent
Local tax
Rhode Island does not have a local wage tax in this file. City costs show up in rent and sales tax, not as a second income-tax line on the stub.
What is not included
Credits, itemized deductions, multi-state credits, property tax, sales tax, and unsourced local rates are not included. Employer payroll tables can differ from this annualized estimate. This Rhode Island page does not invent taxes that are missing from the 2026 data files.
Questions
What Rhode Island rates are modeled?
3.75%, 4.75%, and 5.99% after the standard deduction and personal exemption.
Is Rhode Island TDI included?
Not yet. Temporary Disability Insurance is listed as not modeled so it is not mistaken for zero.
Why might high earners owe more than this shows?
Standard-deduction and exemption phaseouts near the mid–$200,000s are not computed.
Nearby
Compare · Bonus · Hourly · All states · Local taxes
Sources
- IRS newsroom, tax year 2026 inflation adjustments (Rev. Proc. 2025-32)
- Rev. Proc. 2025-32 (PDF)
- Tax Foundation, 2026 federal income tax brackets
- IRS Publication 15-T, Federal Income Tax Withholding Methods
- SSA, Contribution and benefit base
- IRS Publication 15 (Circular E), Employer's Tax Guide
- IRS, Questions and answers for the Additional Medicare Tax
- Tax Foundation, State Individual Income Tax Rates and Brackets, 2026
- IRS, state government websites index
See a rate that looks wrong? The sources and the gaps are public.