Indiana · True take-home pay for where you actually live
Indianapolis paycheck calculator
Indianapolis sits in Marion County, and Indiana’s local income tax is levied by county, not by a separate city schedule. This page applies Marion County at 2.02%, the certified rate carried from the Department of Revenue chart into this file, on top of Indiana’s flat 2.95% state tax. Confirm the current county chart if your stub shows a different percent; the confidence label on the local record is estimated for that reason.
Indiana’s state tax is simple: a flat rate after a personal exemption. Every county adds a local rate, and only Marion County is named in the calculator. A paycheck in Allen or Hamilton County needs the custom percent from your rate sheet. Leaving Marion selected for a suburban county will misstate the local line.
Federal tax and FICA are the larger withholdings for most salaries. A traditional 401(k) reduces the Indiana state base in this model. Treat the county line as a flat percent of the wages the local rules use. Reciprocity with neighboring states is noted when you mark a work state; it is not a second return on this page.
Example take-home
| Salary | Federal | FICA | State | Payroll | Local | Net / year | Net / check |
|---|---|---|---|---|---|---|---|
| $40,000.00 | $2,620.00 | $3,060.00 | $1,150.50 | $0.00 | $787.80 | $32,381.70 | $1,245.45 |
| $60,000.00 | $5,020.00 | $4,590.00 | $1,740.50 | $0.00 | $1,191.80 | $47,457.70 | $1,825.29 |
| $80,000.00 | $8,770.00 | $6,120.00 | $2,330.50 | $0.00 | $1,595.80 | $61,183.70 | $2,353.21 |
| $100,000.00 | $13,170.00 | $7,650.00 | $2,920.50 | $0.00 | $1,999.80 | $74,259.70 | $2,856.13 |
| $150,000.00 | $24,734.00 | $11,475.00 | $4,395.50 | $0.00 | $3,009.80 | $106,385.70 | $4,091.76 |
Loading the 2026 calculator…
What this page includes
- Federal income tax using the 2026 standard deduction and Rev. Proc. 2025-32 brackets
- Social Security (6.2% up to $184,500) and Medicare (1.45%, plus Additional Medicare when wages clear the filing-status threshold)
- Indiana: flat state income tax at 2.95%
- No employee state disability / paid-leave premium modeled for this state yet
- Local: Marion County, Indiana (Indiana DOR DN#1 · Marion 2.02%)
Local tax
Marion County, Indiana is modeled as a flat local tax: 2.02% for residents and 2.02% for nonresidents (when the rates differ). Use the live-here switch for resident versus nonresident treatment. Marion County (Indianapolis) local income tax is 2.02% on the Indiana DOR Departmental Notice #1 county chart for 2026 (rate unchanged on the Oct. 1, 2026 revision). County of residence on January 1 controls for residents; nonresidents are taxed on the employment county. This estimate uses 2.02% for both switches and does not load the other 91 counties — use the custom percent for those.
What is not included
Credits, itemized deductions, multi-state credits, property tax, sales tax, and unsourced local rates are not included. Employer payroll tables can differ from this annualized estimate. This Marion County, Indiana page does not invent taxes that are missing from the 2026 data files.
Questions
What local tax does Indianapolis use?
Marion County’s local income tax, modeled at 2.02%. Indiana’s state rate of 2.95% is separate.
Is every Indiana county 2.02%?
No. Rates differ by county. Only Marion County is named; enter another county as a custom percent.
Should I rely on the 2.02% figure?
Confirm it against the current Indiana DOR county chart. This file marks the rate estimated.
Nearby
Compare · Bonus · Hourly · Indiana (state) · Indiana (state) · All states · Local taxes
Sources
- IRS newsroom, tax year 2026 inflation adjustments (Rev. Proc. 2025-32)
- Rev. Proc. 2025-32 (PDF)
- Tax Foundation, 2026 federal income tax brackets
- IRS Publication 15-T, Federal Income Tax Withholding Methods
- SSA, Contribution and benefit base
- IRS Publication 15 (Circular E), Employer's Tax Guide
- IRS, Questions and answers for the Additional Medicare Tax
- Tax Foundation, State Individual Income Tax Rates and Brackets, 2026
- IRS, state government websites index
- Indiana Department of Revenue, Departmental Notice #1 (county tax rates)
See a rate that looks wrong? The sources and the gaps are public.